For a physician, even a seemingly minor illness or injury can jeopardize your career. Unfortunately, obtaining approval for a valid disability claim can be challenging. Partner with a Denied Doctor Disability Claim lawyer in Dallas to streamline this process.
Marc Whitehead & Associates has spent over 30 years advocating for clients’ rights, with a focus on disability claims. A Dallas disability lawyer from our team will provide personalized legal assistance designed to meet your unique needs. Contact us today for a free legal consultation.
Compassionate Support from Dallas Denied Doctor Disability Claim Attorneys
Our team has a strong history of successfully challenging major insurance companies to secure disability benefits for doctors. We understand the unfair tactics insurance adjusters use, and we’ve developed effective strategies to protect your interests.
Your Denied Doctor Disability Claim attorney in Dallas can establish the following:
- Your inability to perform the essential duties of your medical profession as defined in your insurance policy.
- The severity of your disabling condition
- The physical and cognitive demands of your role.
- Any wrongful actions taken by insurance adjusters that may have resulted in your claim denial.
- Your compliance with all policy requirements to qualify for benefits.
- The impact of your disability on your daily life.
- Any relevant medical history that reinforces your claim.
Navigating the complexities of disability claims can be stressful, and it’s frustrating to face setbacks when you’re already dealing with the challenges of a disability. If your claim is unfairly denied or your benefits are revoked, this does not have to be the end of the road.
For a free legal consultation with a denied doctor disability claim lawyer serving Dallas, call 800-562-9830
What Is the “Own Occupation” Policy?
This type of disability insurance offers income protection when an illness or injury prevents you from performing the essential duties of your job. You can qualify for benefits even if you are still able to work in another capacity as long as you can’t carry out the primary functions of your specific role.
If a pediatrician with an “own occupation” policy is unable to conduct physical examinations or perform necessary procedures due to a wrist injury, they would still qualify for benefits. This remains true even if they can pursue alternative roles, such as teaching at a university.
“Own occupation” policies provide broader coverage than other forms of disability insurance. They specifically assess your ability to meet your job’s exact demands rather than just whether you can work at all.
How Insurance Companies Misuse “Own Occupation” Terms
Insurance companies intentionally misinterpret “own occupation” to deny valid claims. They may argue that even if a surgeon can no longer operate, they can still take on tasks like writing reports.
This narrow view ignores the reality that a surgeon’s primary responsibility is to perform surgeries, and being shifted to an administrative role is not what the policy intends to address.
At Marc Whitehead & Associates, Dallas denied doctor disability claim lawyer understand the complexities of disability insurance claims and the tactics insurance companies use to deny valid claims. Every professional, especially those in specialized fields, deserves to have their claim honored based on the true nature of their occupation.
Dallas Denied Doctor Disability Claim Lawyer Near Me 800-562-9830
Can a Legitimate Doctor’s Disability Claim Be Denied?
Insurance adjusters focus on minimizing their financial responsibilities, which results in pushback when you try to claim your benefits. They are trained to use different tactics to deny or downplay valid claims.
A Denied Doctor Disability Claim attorney in Dallas from our team can handle all communications with the insurance company. We are well-acquainted with these underhanded practices and have developed effective strategies to protect your benefits.
Insurance companies may try to deny valid doctor disability claims by:
- Providing vague job descriptions that don’t accurately reflect the physical demands of your specialty.
- Redefining your “own occupation,” focusing on minor tasks rather than the core responsibilities of your role.
- Working with in-house doctors to produce biased opinions that underestimate your condition.
- Pressuring you to accept reduced benefits.
- Claiming your disability stems from pre-existing conditions that the policy doesn’t cover.
- Wrongfully terminating your benefits even if your disability continues.
- Failing to provide clear explanations for claim denials or benefit reductions, making it difficult to understand their reasoning.
- Delaying the processing of your claim to discourage you from pursuing your benefits.
We will collaborate with your healthcare providers to illustrate how your condition prevents you from fulfilling the essential duties of your policy. Our Dallas Denied Doctor Disability Claim lawyers will highlight the severity of your disability and negotiate with insurance adjusters.
You have disability insurance to safeguard your financial stability and career. Don’t let the insurance company unjustly deny you the coverage you need. Our team will advocate for your rights.
Click to contact our Dallas Disability Lawyers today
Call a Dallas Denied Doctor Disability Claim Attorney
At Marc Whitehead & Associates, we focus our legal practice on disability claims. We excel at building strong cases that encourage insurance adjusters to approve the benefits you need.
Insurance adjusters shouldn’t put your medical career or financial security at risk. Call us today for a free case evaluation regarding your denied claim. We operate on a contingency fee basis, meaning you only pay us if we secure a win for you.
Call or text 800-562-9830 or complete a Free Case Evaluation form
