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How To Prove Your Disability Insurance Company Acted in Bad Faith

June 29, 2020 / in Bad Faith Insurance Denials

At Marc Whitehead & Associates, we’ve helped many clients prove bad faith after their claims are rejected by disability insurance companies. A business, home, auto, or individual disability insurance policy is a contract between a policyholder and an insurance company. With this contract comes an “implied covenant of good faith and fair dealing” between the […]

Getting VA Disability Back Pay For Dependents

June 23, 2020 / in VA

Marc Whitehead & Associates are experienced Houston disability benefits attorneys who have helped disabled veterans all over the nation obtain the VA disability benefits they and their families deserve. If you’re a disabled veteran and eligible for disability benefits through the VA and have a combined disability rating of at least 30%, you’re probably eligible […]

Are Demands Beyond Your Policy Grounds for a Bad Faith Claim?

June 18, 2020 / in Bad Faith Insurance Denials, Disability Insurance Claims

Has the insurance company made undue demands for proof of disability that reach beyond the requirements your disability insurance policy? This is a common insurance denial tactic that preys on the threat of denial if the claimant does not submit to the insurer’s demands. The disabled claimant is made to believe that if they do not comply, […]

Insurance Code Violations Used to Deny Individual Disability Claims

May 7, 2020 / in Long Term Disability

Despite many professionals collectively spending millions annually on disability insurance premiums, many insurers still find ways to unfairly deny their coverage. One of these tactics is resorting to insurance code violations. State insurance codes or statutes regulate unfair insurance trade practices, and provide efficient legal remedies to those who were unfairly denied disability benefits from an individual […]

How to Sue an Insurance Company for Bad Faith

April 21, 2020 / in Bad Faith Insurance Denials

A disability insurance policy is a contract between the insurance company and the policyholder. The policyholder makes monthly payments to the insurance company; in exchange, the insurance company agrees to provide them with a source of income should they become too disabled to work. In the U.S., when two parties enter into a contract like […]

How Your Insurance Company Uses Surveillance in Disability Claims

April 8, 2020 / in Disability Insurance Claims, ERISA Disability Claims

Some disability insurance companies use surveillance and other probing techniques to demonstrate that a claimant is not disabled. Insurers are waiting and watching for those moments that might “prove” that the patient in question is actually capable of working. Many insurers actively search for evidence of fabricating or feigning disability, as grounds to deny disability […]

For Doctors and Nurses: Guidance on Disability Insurance, Life Insurance amid the COVID-19 Pandemic

April 3, 2020 / in Disability Insurance Claims

That our medical people are getting sick and dying from coronavirus in their attempts to save others is not an exaggeration. Doctors, nurses, and practitioners on the front line of the COVID-19 battle come face to face with the potential for their own infirmity and death. This is every day for them. Will they be […]