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What Does a Mental Health Cap Do to Your Disability Benefits? Most group long-term disability policies pay benefits for mental health conditions for a limited period, commonly 24 months, while paying for physical conditions until retirement age. Claimants usually learn this when a termination letter arrives at month 24. The cap is a policy term …
Living with schizophrenia can be overwhelming. The condition often causes serious challenges in thinking clearly, managing emotions, and maintaining employment. If you or someone you love has been diagnosed with schizophrenia, you may be wondering whether disability benefits are available. The good news is that both Social Security Disability Insurance (SSDI) and Supplemental Security Income …
If you’re receiving disability benefits, are retired, or are thinking ahead about how to protect your family’s future, estate planning may already be on your mind. One powerful—but often misunderstood—tool in estate planning is the Bypass Trust. What exactly is a Bypass Trust, and why might it matter to you? A Bypass Trust is a …
Every year on Valentine’s Day, stores are filled with heart-shaped candy and gift items. The gifts are intended to express feelings of love and care for family and friends, but they also highlight a potentially life-threatening issue. In February it is American Heart Month, a time when we raise awareness about heart disease, a condition …
When you’re one of the 1.5 million adults and kids in the United States who have the autoimmune disease lupus, just about every organ and system is affected, from your skin to your brain. Living with lupus can be challenging, but several strategies can help manage the condition, improve quality of life, and reduce flare-ups. …
Creating a home gym is a great way to maintain fitness and improve overall health, especially for individuals with disabilities. An accessible home gym ensures that everyone, regardless of their physical abilities, can exercise comfortably and safely. Here’s a detailed guide to help you design an inclusive workout space that meets your needs. Assessing Your …
Being a busy professional comes with its own set of challenges, and managing stress can be even more complex for individuals with disabilities. However, finding effective stress-relief techniques is essential for maintaining both mental and physical well-being. Here are some detailed and easy-to-understand strategies that can help busy professionals with disabilities manage stress effectively. …
Mortuary Affairs Veterans with PTSD – Win Your VA PTSD Claim Mortuary Affairs veterans with PTSD are among the vast group of men and women who honorably served our country and are trying to obtain much-needed VA compensation. Of the military occupational specialties (MOS) that increase your chance of developing PTSD, mortuary affairs (MA) is …
Veterans who suffer post-traumatic stress disorder after serving as firefighters on Navy ships and submarines have found it challenging to get VA approval for disability benefits. In some cases, submarine firefighters with PTSD have distinct obstacles to overcome to prove an in-service stressor/event caused or aggravated the PTSD. This is often the case when the …
For military firefighters with PTSD, the difficulty of proving that their condition is the result of their service can be devastating. The VA will sometimes deny or underrate disability claims for posttraumatic stress disorder when broadly based on the veteran’s firefighting occupation. If you’re a firefighter denied your rightful VA compensation, our accredited veterans’ attorneys …
