You Counted on Their Promise to Pay. Make Them Keep It.
We Have Been Making Them Keep Their Promises for 30 Years
What Does a Mental Health Cap Do to Your Disability Benefits? Most group long-term disability policies pay benefits for mental health conditions for a limited period, commonly 24 months, while paying for physical conditions until retirement age. Claimants usually learn this when a termination letter arrives at month 24. The cap is a policy term …
Living with schizophrenia can be overwhelming. The condition often causes serious challenges in thinking clearly, managing emotions, and maintaining employment. If you or someone you love has been diagnosed with schizophrenia, you may be wondering whether disability benefits are available. The good news is that both Social Security Disability Insurance (SSDI) and Supplemental Security Income …
Illness anxiety disorder, previously known as hypochondriasis, has gotten a facelift of sorts in the DSM-5. The portrayal of hypochondriacs in media was so pervasive (and typically negative) that experts found both laymen and professionals approaching the disorder and those who seemed to have it from a place that was less than objective, resulting in confusion and misdiagnoses.
The DSM-5 attempts to rectify that problem by both changing the name of the disorder itself and further clarifying the kind and degree of symptoms that professionals should look for when trying to diagnose it. Those filing claims for hypochondriasis – or, now, illness anxiety disorder – need to know these new guidelines so that they don’t neglect to bring up symptoms that doctors will be looking for.
