Are you battling to obtain the long term disability (LTD) benefits you rightfully deserve? The process of claiming benefits from insurance providers can be a frustrating experience. However, there is hope.
Enlisting the help of an experienced Cypress long term disability lawyer can significantly increase your chances of securing the financial support you need.
For over three decades, the Cypress disability lawyers at Marc Whitehead & Associates have been tenaciously advocating for the rights of disabled individuals across the nation. Don’t allow the insurance company to intimidate you. We will fight to secure the financial assistance you deserve.
Denied LTD Benefits? Our Attorneys Can Help Overturn the Decision
Being denied long term disability benefits that you have paid for and relied upon can be a devastating blow – both financially and emotionally. Insurance companies are profit–driven businesses, and they have a vested interest in minimizing the number of claims they approve and pay out.
These companies employ tactics to deny legitimate claims. Don‘t accept “no“ as the answer without putting up a fight. Under the leadership of double board-certified lawyer Marc Whitehead, our firm’s sole focus is helping people access the insurance benefits they have paid for and are entitled to receive.
Our lawyers have an in-depth understanding of how insurance companies operate and can guide you through the complex appeals process.
For a free legal consultation with a long term disability lawyer serving Cypress, call 800-562-9830
Leveling the Playing Field Against Insurance Companies
Appealing a denied long term disability claim on your own can be an uphill battle against the insurance company’s team of lawyers and claims specialists, whose primary goal is to minimize payouts.
Engaging the help of an experienced Cypress long term disability lawyer from the outset levels the playing field and significantly increases your chances of getting your valid claim approved.
Here are some key ways our skilled disability attorneys can assist you:
Comprehensive Medical Evidence Gathering
Our lawyers work directly with your treating doctors and specialists to ensure your complete medical records clearly document your conditions, symptoms, test results, opinions on limitations/restrictions, and inability to work. This approach helps build a compelling and airtight case.
Skilled Representation in the Appeals Process
In most cases, your group plan disability insurance from an employer is regulated by ERISA. If your initial claim is denied, the appeals process must be followed precisely according to ERISA laws, or you could lose the right to sue.
If your plan was purchased privately, the laws of your state would apply. Our attorneys are well-versed in state law, procedures and deadlines of both ERISA and Non–ERISA claims, and can properly supplement your file to strengthen your case.
Advocacy at Hearings and Depositions
If your case requires testimony, having an experienced Cypress long term disability Lawyer represent you can significantly impact the outcome in your favor.
Interpreting Complex Policy Provisions
Insurance policies are often filled with complex language and provisions. Our lawyers thoroughly understand how to apply these properly to your specific situation, ensuring your rights are protected.
Aggressive Litigation, if Necessary
If you must file a federal lawsuit against the insurer after exhausting the appeals process, our attorneys handle all facets of aggressively litigating your case to recover the benefits you are owed.
Having the resources of an entire law firm working for you from the outset gives you a considerable advantage over the insurance company. Don’t go it alone – Let us advocate for your rights.
Cypress Long Term Disability Lawyer Near Me 800-562-9830
Understanding ERISA and Its Importance in LTD Claims
Most long term disability insurance policies obtained through an employer are governed by the federal Employee Retirement Income Security Act (ERISA). This complex law has strict procedures that must be followed precisely during the administrative appeals process before a lawsuit can even be filed against the insurer in federal court.
Having an experienced disability lawyer representing you from the beginning gives you the best chance of getting your claim properly documented and all requirements satisfied, positioning you for success.
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We Have Experience With All Major Insurance Companies
Insurers routinely reject legitimate claims in an effort to limit expenses and maximize profits. Our attorneys have extensive experience handling claims and denials with major insurance companies, including:
- New York Life
- Colonial Life Insurance Company
- Cigna
- Aetna
- The Hartford
- Liberty Mutual
- Penn Mutual
- Prudential
- Guardian Insurance
- Provident Life and Accident Insurance
- Unum
- John Hancock
- MetLife
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Contact a Cypress Long Term Disability Law Firm Today
Don‘t let an insurance company‘s denial be the final word. With our firm’s comprehensive knowledge of disability law and unwavering commitment to our clients, we can help you overturn an unjust denial and secure the long term disability benefits you deserve.
Our attorneys will relentlessly pursue every available avenue to compel the insurance provider to uphold their obligations and get you the monthly assistance you need.
Contact Marc Whitehead & Associates today to schedule a consultation and learn how our long term disability lawyers can advocate for your rights and financial well-being. Take action and regain hope with our strong legal defense at your side.
Call or text 800-562-9830 or complete a Free Case Evaluation form