If you enroll in long term disability coverage through your employer’s insurance plan, you expect benefits to kick in when you suffer an illness or injury that keeps you from working. Unfortunately, insurers often deny long term disability claims. If this happens, you can work with a Houston long term disability lawyer at Marc Whitehead & Associates.
Our Houston disability lawyers can assist you with the appeals process. Whether you are struggling with a denied Group Disability (ERISA) claim or a denied individual disability (non-ERISA) claim, we are here to help. Call us now to begin discussing your case.
Our Houston Attorneys Can Help With a Denied Group Disability (ERISA) Claim
When the unthinkable happens, and your group disability claim is denied, the path forward is fraught with complexity and legal intricacies. The Employee Retirement Income Security Act of 1974 (ERISA) regulations loom large, casting a shadow over your pursuit of rightful benefits. Our firm can navigate the appeals process on your behalf.
Our LTD attorneys in Houston will thoroughly prepare your case, exploring all possible options before taking it to court. Our lawyers can help with an ERISA disability lawsuit and will advocate for you, working tirelessly to help you obtain the benefits you are owed.
Our Houston Lawyers Can Help With a Denied Individual Disability (Non-ERISA) Claim
When a long term disability insurance company wrongfully denies your individual disability policy claim, we can assist you through the appeals process to overturn the decision to deny it. Our attorneys can build a case using evidence from your medical records, employment files, and other documentation.
If the insurance company still refuses to pay after an internal appeal, we can negotiate with them to reach a fair settlement agreement for your situation. Our lawyers understand state insurance laws and consumer protection regulations, and we use this legal knowledge to apply pressure on the insurers.
Some cases require further legal action. Our LTD attorneys in Houston are prepared to file a lawsuit against the insurance company in court if necessary. We are familiar with state contract laws and tort laws related to disability claims.
Let Our Houston Long Term Disability Attorneys Help
Insurance companies may deny legitimate long term disability claims to protect their profits. They often look for any reason to avoid paying out benefits, whether disputing the severity of the condition, arguing the disability is pre-existing, or claiming the individual can still work in some capacity. An attorney can help level the playing field against such tactics.
Throughout this process, you want an attorney on your side who can help with denied claims through appeals, negotiations, and litigation if needed. We are dedicated advocates fighting to protect your right to the disability benefits you are owed.
How Our LTD Attorneys in Houston Can Help
When an insurer denies your long term disability claim, having an attorney in your corner can put your mind at ease. They will be your advocate and guide through the complex process, fighting for the benefits you deserve.
We Can Handle All the Necessary Paperwork
An LTD denial lawyer will assist with all the paperwork, ensuring every form is filled out properly. They will thoroughly evaluate your case, explaining the relevant disability laws and your options moving forward. Your attorney will carefully review your medical records and recommend any additional testing needed to strengthen your claim.
We Can Submit Supplemental Evidence
Our team will supplement your file with more medical evidence and obtain reports from experts supporting your disability. They will consult vocational specialists to counter the insurance company’s denial with proof of your limited capacity to work. Developing evidence of your residual functional ability is key, and your attorney will build a strong case.
We Can Help With an Administrative Appeal
If an administrative appeal is necessary, our lawyers will handle it swiftly and effectively, ensuring your benefits are calculated correctly. They will construct a detailed legal argument based on the medical, vocational, and legal issues in your case.
We Can File a Lawsuit
If the appeal fails, our attorney will file a lawsuit in federal court on your behalf. Throughout the legal process, your LTD denial lawyer will vigorously pursue your claim through discovery, motions, depositions, and potentially a trial. With an attorney advocating for you, you can focus on what matters most—coping with your disability and feeling better.
Our Lead Attorney, Marc Whitehead, Wants to Help You Get the Disability Benefits You Paid for
For over three decades, Marc Whitehead has dedicated his legal career in Houston to championing the rights of the disabled. His firm, Marc Whitehead & Associates, only handles disability law cases, filing claims and appeals for long term disability insurance, Social Security disability, and veterans’ disability benefits.
Marc wrote the book on the subject, having authored multiple books on these topics and presented his insights to a wide audience. His commitment to excellence is further underscored by his double board certifications in Disability and litigation. His legal prowess extends beyond the courtroom, as he serves as a certified practice advisor with Atticus, an organization that equips attorneys with essential business acumen to build and sustain thriving practices.
Call Marc Whitehead & Associates Today for Help With a Denied Long Term Disability Claim
If you find yourself facing a denied long term disability claim, it’s time to take action. Marc Whitehead & Associates stands ready to be your unwavering ally, drawing upon over 30 years of experience in disability law.
Don’t let the system’s complexities deter you from securing the benefits you deserve. Contact us today, and let our team of Houston long term disability attorneys fight tirelessly on your behalf. Your future is too important to leave to chance.
