Private insurance companies generally take six weeks to six months to approve or deny claims for long-term disability benefits. When you are unable to work, that delay can leave you without resources to pay your bills and daily living expenses. An experienced long-term disability lawyer understands the typical causes of delays in processing long-term disability […]
What Does a Disability Lawyer Do?
You are not required to hire a lawyer for long-term disability applications. However, the process is very complex. At Marc Whitehead & Associates, we believe that hiring legal representation is usually the wisest and most efficient choice. If you have a group disability plan from your employer, it is governed by ERISA. You need a […]
How to Appeal an ERISA LTD Denial
Before you can appeal an ERISA long-term disability denial, you must exhaust all of your administrative appeals. That means you must file an administrative appeal with your insurance company before you can pursue a court case. If your denial is upheld on appeal, you can then proceed with a lawsuit. Gather evidence in support of […]
Veterans Benefits for Assisted Living
When veterans need help with daily functioning, they become eligible for increases to their VA pension known as the Aid and Attendance and Housebound Allowances. Aid and Attendance is sometimes called the Assisted Living benefit because it is often used in assisted living facilities. In addition to helping with the costs of assisted living, money […]
Four Signs Your Disability Claim Will Be Approved
The four signs that your disability claim will be approved include the following. You have a disability recognized by the SSA’s Blue Book listing, you have the required work history, and you haven’t been able to work for 12 months. Finally, you have retained a lawyer because experienced legal counsel could give you the insight […]
How Do I Get My Military Service Treatment Record?
The VA has a duty to assist you with obtaining your military service treatment record (STR). Unfortunately, STRs can be challenging to obtain. Veterans can request them from the military archives or through a VA Copy of File request. Getting these records is a vital step in taking control of your health and wellness. Fortunately, […]
How Do I Get a VA Nexus Letter?
A VA Nexus Letter clearly communicates a veteran’s current medical disability to another service-connected condition or to events directly related to their military service. In straightforward cases, a letter from the Veteran’s treating physician or a specialist will suffice. However, it is generally the Veteran’s responsibility to do the work and obtain these letters. Contact […]
Who Is Eligible for VA DIC Benefits?
The surviving spouse, surviving child, or surviving parent of a deceased veteran may be eligible to receive tax-free Dependency and Indemnity Compensation (DIC) from the VA. For each of these three categories of beneficiaries, there are specific guidelines that must be met in order to qualify for monetary benefits. How to Qualify as a Surviving […]
What Is VA Survivors Pension?
A VA Survivors Pension—sometimes called the Death Pension—is a monthly, non-taxable payment to a surviving spouse or child when a veteran dies. Your eligibility depends on economic circumstances and proving the veteran’s wartime service. Given the high proof standards, consulting an experienced veterans claim attorney can make the difference when it comes to securing your […]
Is Arthritis a Disability?
Arthritis is a disability eligible for Social Security benefits when it prevents you from doing work required by your job. The rules relating to Social Security and arthritis are complex, and it’s not uncommon to take a misstep in applying for benefits. If you are seeking arthritis benefits, consulting a Long Term Disability Attorney can […]