Despite many professionals collectively spending millions annually on disability insurance premiums, many insurers still find ways to unfairly deny their coverage. One of these tactics is resorting to insurance code violations. State insurance codes or statutes regulate unfair insurance trade practices, and provide efficient legal remedies to those who were unfairly denied disability benefits from an individual […]
The federal ERISA statute is filled with technicalities, hidden pitfalls and land mines — so much so, the unrepresented claimant has little chance of successfully fighting a wrongful denial of benefits. Group disability insurance claims can be successfully handled when an experienced ERISA lawyer is in your corner fighting for you. Our law firm is […]
Those who suffer mental impairments often find themselves facing more than just the insurance company or government program standing in their way of getting crucial benefits. Often it’s your treating psychiatrist, psychologist or mental health doctor who seems to be working against your mental disability claim. It is important your claim has the support of […]
Former football players who are not totally and permanently disabled may be entitled to a short term disability benefit known as NFL Line of Duty disability (or LOD) where a player incurs a “substantial disablement arising out of NFL football activities.” Pro football players face all manner of disabilities. Because of the complex nature of […]
Lawsuits against Unum, the disability insurance giant, have been the topic of TV news coverage, a multi-state investigation, state insurance commissioners, and years of negative press. More regrettably, this is also a topic around the kitchen table of many of its own policy holders whose claims were unfairly denied.
Unum sells short-term and long-term disability coverage. Many disability lawsuits against Unum fall under federal ERISA guidelines which govern group insurance benefits. Other actions against Unum include bad faith lawsuits in the matter of claims denied or terminated under individual disability coverage.
If you have been denied disability payments by Unum, you’re not alone. With Unum’s history of claims denial, it’s no surprise that lawsuits against Unum cross our desks on a steady basis.
As disability attorneys, we represent unfairly denied Liberty Mutual disability claims for policyholders throughout the U.S.
Liberty Mutual Insurance Company is a Fortune 500 company. Their product line includes group disability coverage, as well as auto, homeowners, workers compensation, liability, and fire insurance. These insurance policies are sold through independent agents and brokers across the United States and around the world.
Liberty Mutual has been selling group disability insurance to employers for over 60 years. These group benefits are intended to replace a portion of an insured employee’s income lost during a disabling sickness or injury. Liberty Mutual sells group coverage for both short-term disability and long-term disability. Short-term disability provides benefits for intervals up to 13 or 26 weeks; Long-term disability provides benefits for longer durations, typically up to age 65 or retirement age.
One of the most profitable disability insurance companies in the United States, Lincoln National provides short term and long term disability insurance under both private and group disability plans.
If you have problems with your disability claim under a Lincoln National policy, Marc Whitehead & Associates invite you to a free consultation with a disability lawyer. Our law firm serves disabled clients every day by holding major insurance companies like Lincoln National responsible when they wrongly deny valid claims for disability benefits.
Yet another Unum class action lawsuit has been resolved. In 2008, Unum Group agreed to a federal class action settlement to the tune of $40 million. The lawsuit alleged that Unum (as UnumProvident) misled investors by inflating its stock share price by producing inaccurate accounting and financial statements, as well as resorting to improper handling of disability claims.
Unum accepted the settlement without admitting liability. The class action lawsuit involved thousands of people who bought UnumProvident securities from March 2000 to April 2003. Unum has created a $40 million fund to be distributed among these investors. Unum still denies the allegation.
Texas Disability Lawyer, Marc Whitehead has filed suit on behalf of a disabled 59 year old worker and a resident of Texas, who became severely disabled while covered under a long term disability insurance policy issued and administered by The Hartford.
Plaintiff was formerly employed as a Registered Nurse. Plaintiff is a resident of New Mexico and is currently disabled due to C5-C6 cervical radiculopathy, degenerative disc disease, osteoarthrosis, cervicalgia, hyperlipidemia, and failed back syndrome.The Hartford is an insurance company doing business in Texas.
Disability Lawyer, Marc Whitehead has filed suit on behalf of a disabled 59 year old worker and a resident of Illinois, who became severely disabled while covered under a long term disability insurance policy issued and administered by The Hartford.
Plaintiff is a 59 year old worker and was formerly employed as a Risk Control Consultant. Plaintiff is a resident of Illinois and is currently disabled due to Degenerative lumbar/ spinal stenosis, Spondyolisthesis at L4-L5, Systemic Lupus (SLE), Glaucoma, Cataracts, and thinning bones as well as a history of bilateral knee replacements, back surgery, left foot surgery, bilateral carpel tunnel surgery, and removal of the left kidney due to renal carcinoma. The Hartford is an insurance company doing business in Illinois.