If you need to file a disability claim for degenerative disc disease (DDD), you may have already applied and been denied. Degenerative disc is one of the most common causes of back and neck pain resulting in disability. Today we share important tips about how the Social Security Administration, disability insurance companies, and the Department […]
Category: Back Disorders
The Prudential Insurance Company of America is the second largest provider of group life insurance in the U.S. and a leading carrier of short term and long-term disability insurance. Our experienced disability attorneys represent Prudential LTD denial claims at the appeal and lawsuit stages of disability claims.
We recently had the chance to represent a 59 year old man from Sarasota, FL in his appeal of Prudential’s decision to deny his claim for long term disability (LTD) benefits. Our client suffers from degenerative disc disease of the spine and lower back pain from Reiter’s Syndrome.
Although our client submitted his application for disability benefits within the specifications of the policy and within the correct timeframe, Prudential denied the claim for benefits stating that our client was not disabled under the terms of the plan.
Founded over 140 years ago, today MetLife is a global leader in the insurance industry. A great number of our clients have suffered from denials of their MetLife disability claims. Our experienced lawyers represent claimants in appeals and lawsuits across the U.S. in cases of MetLife LTD denial.
One of our recent MetLife clients is a 59 year old woman from Ahoskie, North Carolina with severe back and leg pain, arthritis, and fibromyalgia which all lead to chronic pain. We were able to represent her in the appeal of MetLife’s decision to deny her claim for long term disability (LTD) benefits.
Our client first submitted her claim for long term disability benefits in the form requested by MetLife and was awarded benefits for 24 months.
Some form of back disability affects most people at one time or another, inhibiting their ability to work. The bulk of back injuries are short term, and workers are able to resume their employment. Yet for some, a disabling back injury can turn into a lifetime of pain that tears at the quality of life.
Back disability claims are routinely challenged by insurance companies, the Social Security Administration (SSA), and the Department of Veterans Affairs (VA).
If this has been your experience, it may be time to seek legal help in order to prove you are indeed disabled. Don’t risk losing your disability benefits on a technicality, or at the hands of a shrewd insurance company or an imperfect government program.
If you suffer from degenerative disc disease disability and can no longer work, chances are you have filed for disability benefits through a long term disability insurance policy, or through the Social Security disability program. As a Veteran, you may have applied for benefits through the VA.
In most cases, it is likely your initial claim was denied. The reality is, insurance companies often do not play fairly. Government disability programs, no matter how well-intended, miss the mark in approving thousands of legitimate disability claims for degenerative disc disease.
If you are disabled from a degenerative spinal disc condition and your disability claim has been turned down, we can help. Call our law firm, toll free at 800-562-9830 or contact us online for a free initial consultation.
Marc Whitehead & Associates has helped thousands of victims of spinal stenosis disability and other impairments of the spine and back overcome denied claims for disability benefits.
Spinal stenosis occurs when there is a narrowing of the spinal canal, which compresses the spinal cord and nerves. This medical condition often results in severe symptoms and a profound effect on those afflicted.
The condition can limit one’s ability to work or carry out normal daily activities, and may result in permanent disability. Seeking disability benefits for spinal stenosis can be a lengthy, frustrating process.
Disorders of the spine are a specific kind of musculoskeletal impairment where the actual architecture of the spine can become distorted, impinging on and “pinching” nerve roots and even the spinal cord. As you might imagine, this is a disability that can cause people a great deal of pain, lead to loss of feeling or ability to move, or a combination of the two. If you believe that you or someone you love is suffering from a spinal disorder, have them speak with an experienced disability attorney as soon as possible so that they can be examined by a qualified physician.
There are a number of issues related to this impingement on nerve tissue:
If you have chronic, disabling pain that prevents you from doing your job, it’s something that should help you to qualify for long term disability. In fact, a number of cases have reaffirmed this position and said that insurance companies and doctors can’t just ignore a person’s pain when deciding whether or not they are actually disabled and deserving of benefits.
For anyone out there suffering, this is good news. Unfortunately, it’s not quite as straightforward as saying, “my pain keeps coming back and I can’t work – give me the help I need!” What makes proving chronic pain so tricky?
Disability Lawyer, Marc Whitehead has filed suit on behalf of a disabled 57 year old worker and a resident of Texas, who became severely disabled while covered under a long term disability insurance policy issued and administered by AETNA.
Plaintiff is a 57 year old worker and was formerly employed as a Director of Cardiopulmonary. Plaintiff is a resident of Texas and is currently disabled due to degenerative disc disease, post laminectomy syndrome and chronic back pain. AETNA is an insurance company doing business in Texas.