Does your Long Term Disability insurance company have the right to offset your SSDI benefits? Video Overview

In this video Marc Whitehead, a Board Certified Disability Attorney, explains what an offset is and how it applies when you are receiving social security disability.
When you are awarded disability benefits from an insurance policy you receive 60% of your previous monthly salary. If the claimant also receives monthly Social Security Benefits the amount they receive from social security will be deducted from the claimants Long Term benefits.
For example, the claimant receives a long term disability check for $1,500 and receives a Social Security check from $500. The Insurance company will subtract your Social Security Benefits from what your Long Term Benefits would be. Meaning the claimant would receive $500 from Social Security and $1,000 from the Insurance company. The claimant is still receiving $1,500, but $1,000 is coming from the insurance carrier and $500 from Social Security.
Social Security also pays benefits for minors living at home. This is also deducted from the claimants long term benefits.
Every Insurance Policy is different but other possible deductions are
Workers Compensation
Retirement Disability Benefits
Settlements from Lawsuits
State Disability Benefits
If the amount of offsets exceed the amount you would receive in Long Term Benefits, most policies will have a minimum payment of at least $100 a month or 10% of your monthly Long Term Disability Benefits.