In this video Marc Whitehead, a Board Certified Disability Attorney, discuss how long term disability insurance companies deny the claims made by disabled doctors.
Marketing disability insurance to doctors and physicians is big business. While issuing disability insurance plans is profitable, paying out on those policies is not.
Whether your are a cardiologist, an anesthesiologist, surgeon or dentist your disability insurance policy likely falls in the high dollar category. One that would be quite beneficial for the insurance carrier to deny and not have to pay. Many insurance companies resort to every strategy, tactic and angle at their disposal that will allow them to deny or terminate a legitimate claim. Their hope is that you will eventually give up and abandon your claim or otherwise fail in your efforts to appeal the claim.
Like most doctors and dentists, you’ve purchased a long term disability insurance policy to protect your family and yourself in the event of a total or partial disability. There is much a stake should you no longer be able to practice medicine.
You’ve paid insurance premiums for years, a lot of money in return for protection and peace of mind knowing that disability income will be there to help support you, if you need it. Now that you have fallen ill or become injured to the point where you can no longer practice medicine, as a matter of course you file a disability insurance claim with your insurance carrier. yet, instead of honoring your policy you are stunned to learn that your insurance provider has denied your claim. Or your insurance provider could be systematically stalling your claim decision, making it impossible to get the benefits your need- when you need them most.
Few attorneys are able to effectively deal with disability denials by doctors and physicians. These are extremely complex matters for which you will need a lawyer that knows the insurance providers and how they operate.
If you believe your insurance provider is guilty of a breech of contract or bad faith you need an experienced attorney to protect your rights. Marc Whitehead & Associates is highly respected for its representation of medical professionals throughout the United States. Our clients rely on us of solid and effective advocacy based on our extensive knowledge, experience, and insight into the disability insurance industry. We know what your up against and we have the skill and experience to go up against big insurance.
