Due to the intricate nature of many medical procedures, even a minor disability can render a medical professional unable to fulfill their job responsibilities.
If you have filed a disability claim after an injury or illness made you unable to work, and your claim was denied, an experienced denied doctor disability claim lawyer in Texas City can assist you.
At Marc Whitehead & Associates, we know the challenges you face when a disability prevents you from earning a living. If you can’t work, you deserve to receive the disability benefits to which you are entitled to ensure financial stability.
Our Texas City disability lawyers will use our 120+ years of combined experience to assist you. Contact us today to set up a free case review.
How an Experienced Texas City Denied Doctor Disability Claim Attorney Can Help
If your disability claim was denied, it’s crucial to obtain experienced legal representation to help you get the benefits you deserve. Insurance companies are well-versed in handling these claims and often exploit loopholes to deny or minimize payouts. This is why hiring a legal professional is essential to level the playing field.
When you enlist the services of a denied doctor disability lawyer from our firm, they will take various actions to safeguard your rights and secure the benefits you are owed. Your attorney will conduct a comprehensive investigation of your case and gather evidence to demonstrate:
- The physical and cognitive demands required for your medical specialty
- The severity of your disabling condition, supported by independent medical evaluations
- Your eligibility for insurance benefits, having fulfilled all policy conditions
- That your disability prevents you from carrying out the required duties of your job as specified in your insurance policy
- Any bad faith actions or unjust practices by your insurer in denying your claim
If your disability claim was denied or your insurer ceased payment of your benefits, our experienced team is ready to advocate for you. We’ll build a strong case for your appeal, supported by evidence showing the validity of your claim and your right to benefits.
Our denied doctor disability attorneys serving Texas City are dedicated to protecting your rights and ensuring your financial future remains secure.
For a free legal consultation with a denied doctor disability claim lawyer serving Texas City, call 800-562-9830
How Your “Own Occupation” Insurance Policy Is Designed to Protect You
Even a minor tremor or other slight disability can render a doctor unable to fulfill their professional responsibilities, which is why most physicians invest in private “own occupation” disability insurance. This type of policy is intended to safeguard policyholders if they find themselves unable to perform the specific duties of their specialty.
Unfortunately, insurance companies often manipulate the definition of “own occupation” to deny legitimate claims. They may argue that you can still engage in other tasks related to your general profession, even if you cannot perform the specific functions of your specialty.
For instance, they might contend that you can handle tasks such as patient consultations, supervising other doctors, or filling out paperwork, even if you are a surgeon who is no longer able to perform surgeries. Your insurance policy is not intended to force you into a consulting or administrative role. We are here to help ensure your rights are protected.
Texas City Denied Doctor Disability Claim Lawyer Near Me 800-562-9830
Founding Partner, Marc Whitehead, Is Double Board-Certified
Marc Whitehead holds certifications from both the Texas Board of Legal Specialization in Personal Injury Trial Law and the National Board of Social Security Disability in Social Security Disability Law.
He established Marc Whitehead & Associates in 1992, dedicating the firm exclusively to disability cases and protecting the rights of injured individuals. We have a wealth of experience holding insurance companies accountable and assisting our clients in securing the benefits they need to ensure their financial stability.
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Common Reasons Insurers Use to Deny Doctor Disability Claims
Insurance companies will take a variety of actions to deny a valid claim or to undervalue it to reduce their payout. Insurance adjusters often employ various tactics to avoid compensating you, even if you have faithfully paid into the policy for years.
Our experienced denied doctor disability lawyers in Texas City are well-versed in the strategies insurers use against claimants and have developed effective countermeasures. Some common tactics employed by insurance companies include:
- Using general descriptions of your occupation that do not accurately reflect the specific physical demands of your medical field
- Expanding the definition of your “own occupation” to include duties unrelated to the core functions of your job
- Providing benefits for only a limited time, despite your ongoing disability
- Relying on their own doctors to evaluate your injury, who may offer biased opinions that downplay your impairments and restrictions
- Claiming that your inability to work stems from a pre-existing condition, which may exclude you from coverage
- Pressuring claimants to accept benefits that are less than what they are owed
An experienced denied doctor disability attorney in Texas City can help combat these tactics. They will gather strong evidence to support your disability claim, including assessments of your medical condition by medical professionals who can clarify the true meaning of your “own occupation,” ensuring that you receive the appropriate benefits for your claim.
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Get Assistance from an Experienced Denied Doctor Disability Lawyer in Texas City Today
When you file a legitimate disability claim, you have the right to receive the benefits you have paid for through your insurance policy.
At Marc Whitehead & Associates, our firm specializes in disability claims, and we are committed to ensuring that the insurance company honors its obligations.
Give us a call today to schedule a free case consultation with a member of our legal team. Before you call, you can read our client testimonials to learn more about the quality of service we provide to our clients.
Call or text 800-562-9830 or complete a Free Case Evaluation form