You’ve paid for disability benefits already. No insurer has the right to make your life harder by denying you access to that support now. If you’re dealing with long-term PTSD, you can connect with a PTSD Long Term Disability lawyer to demand the benefits you need.
At Marc Whitehead & Associates, our LTD attorneys transform over 120 years of combined legal experience into advocacy on behalf of parties suffering from long term disabilities.
Our nationwide long term disability lawyers wrote the book on the subject of disability claims and know all about the tricks insurers can use to break their promises to you.
If you’re ready to demand disability benefits and treat your PTSD symptoms, let Marc Whitehead & Associates go to work for you.
Call or text (800) 562-9830 or complete a Free Case Evaluation form
What Is PTSD?
Our nationwide disability lawyers recognize that post-traumatic stress disorder (PTSD) is a disability that emerges after a person undergoes a traumatic event. No one kind of traumatic event can cause PTSD, as there are reports of PTSD developing after:
- Military combat
- Sexual assault
- Natural disasters
- Serious accidents
- Abuse
PTSD can cause a person to experience physical and psychological ailments as a result of their condition. The most common of these can include worsening depression and anxiety, as well as PTSD flashbacks, intrusive thoughts, and emotional numbness. People with PTSD may also develop avoidant behaviors or a sense of hypervigilance, resulting in their physical decline.
Diagnosed medical PTSD may allow a person contending with these conditions to file for Short or Long Term Disability support.
Do You Need a PTSD Diagnosis to Get Disability Benefits?
When you file for PTSD Disability support, you may find that insurers will demand proof of your condition. This proof must be supported by medical evidence as well as proof indicating that your PTSD makes it impossible for you to work. Without this evidence, insurance companies can refuse your disability claim.
As such, you do need a PTSD diagnosis if you want to move a disability claim forward. However, medical professionals have yet to develop an objective test for PTSD.
At this point, the opinions of mental health professionals and physicians serve as the best evidence of the condition alongside self-reported symptoms.
With this in mind, our PTSD Long Term Disability lawyers recommend that you start working with medical professionals shortly after you notice yourself dealing with the symptoms of PTSD.
Your quick reaction can make it easier for you to secure the data needed to move a request for disability support forward. That data may include:
- Medical records going into detail about your pursuit of therapy, your use of anxiety or depression medication, and a description of any treatments you’ve received to reduce the severity of your symptoms
- Letters of support from mental healthcare providers describing your symptoms and how those symptoms have made it harder, if not impossible, for you to resume working
- Neuropsychological reports indicating that your PTSD has had a concrete impact on your cognitive functions, including your memory, processing speed, and attention, among other functions
For a free legal consultationwith a ptsd long term disability lawyer serving Nationwide, call (800) 562-9830
When to Contact a PTSD Long Term Disability Lawyer
If you’re working with medical professionals to diagnose your PTSD, and you think you may want to pursue a disability claim at some point in the future, then it’s time to contact an LTD lawyer.
Our attorneys can discuss your desire to file a claim via Zoom or over the phone, at which point we can break down your symptoms and how to present your request for support.
You can contact our team prior to filing a claim, as well as after, if you’ve received a claim denial or are struggling to make an insurer take your losses seriously.
We’re prepared to help you understand why an insurer denied your request for Disability and what steps you can take to contest an insurer’s decision.
Nationwide PTSD Long Term Disability Lawyer Near Me (800) 562-9830
Why Choose Our PTSD Long Term Disability Claim Lawyers?
Marc Whitehead & Associates and our Long Term Disability attorneys want to remove the obstacles standing between people with disabilities and the benefits they need to live happy and fulfilling lives. Working with our disability insurance claim lawyers means that you:
- Benefit from accessible legal services courtesy of our remote support
- Can fill out a Long Term Disability insurance application with help from experienced legal professionals who can prevent you from making mistakes
- Can strengthen your benefits application with evidence of your PTSD and its impact on your quality of life
- Have the chance to add expert opinions to your claim courtesy of the connections available to you through our professional network
We can also manage your communications with medical professionals, insurance adjusters, and other parties involved in deciding whether or not you should receive disability benefits. That support preserves your right to assistance and can prevent bad-faith attempts to turn down your claim.
What’s more, you won’t have to worry about any legal fees while working with our team. We do not ask for initial payments, deposits, or retainers when building out your case.
That approach to justice ensures that you can benefit from consummate legal representation without worsening your financial stress.
How to Get Long Term Disability for PTSD
Most insurers view PTSD as a mental health condition and will not include it under their covered conditions when offering you a policy.
This doesn’t mean that you shouldn’t file a claim for Disability if you find yourself contending with PTSD, though. Instead, our Disability claim insurance lawyers recommend getting in touch with a legal professional to build out your claim.
Professional support can help you challenge an insurer’s attempts to invoke a “mental illness limitation” or other unreasonable policies designed to limit your access to support.
When filing your claim, we can prevent you from making mistakes that might make you ineligible for support while ensuring the data that you do have accurately reflects PTSD’s impact on your life.
You can start working with us today to file for Long Term PTSD Disability support.
How to Appeal Long Term Disability Denial for PTSD
Are you dealing with a recent benefits rejection? Don’t panic. You can turn to an LTD claim attorney to:
- Review claim-filing deadlines
- Break down why an insurer denied your claim
- Review your Long Term Disability policy
- Ensure you’ve provided the insurer with access to all of the required evidence
Understanding an insurer’s reasons for denying your claim is half the battle. After analyzing an insurer’s decision, our PTSD Long Term Disability claims lawyers can help you secure new evidence to elaborate on the impact your PTSD has on your everyday life while pointing out any factual errors, as applicable, that an insurer wrongfully used to deny you support.
Marc Whitehead & Associates Wants to Work With You
PTSD doesn’t look the same from one person to another, but that doesn’t mean that it isn’t a real condition that plagues innumerable people to this day.
You have every right to demand support when PTSD starts to impact your quality of life. Our PTSD Long Term Disability attorneys can speak for you in conversations with insurers and emphasize your right to support.
As a Long Term Disability law firm, Marc Whitehead & Associates will not let bullies prevent you from getting the financial aid you need and will not accept haphazard Disability claim denials.
You can book a free Long Term Disability claim consultation with our representatives today to learn more about the steps we’re prepared to take to argue for the benefits you deserve.