Long Term Disability Insurance can replace a portion of your income when an injury or illness makes it impossible to work. Like most people, you likely have this benefit provided by your employer. I can make a big difference when you are recovering from a major injury.
Unfortunately, insurance companies often deny legitimate claims, causing unnecessary suffering for injured people and their families. If your claim has been rejected, don’t give up. Our Colorado Springs Long Term Disability lawyers will fight to get you the benefits you deserve.
At Marc Whitehead & Associates, disability is all we do. Since 1992, we’ve advocated for injured accident victims and helped them get the benefits they are entitled to. Call for a free consultation and learn how our Colorado Springs Disability lawyers can assist.
Call or text (800) 562-9830 or complete a Free Case Evaluation form
How Our Long Term Disability Lawyers in Colorado Springs Can Help
Filing for Long Term Disability can be confusing, and it can be even harder to understand why your claim was denied. One mistake can mean a delay in receiving the important benefits you need or losing out on them entirely.
Our Colorado Springs Long Term Disability attorneys can help you understand the application process and fight on your behalf if your claim is denied. While each case is unique, some of the ways we may be able to help include:
Evaluating Your Case
Our team will evaluate whether your condition satisfies the requirements for a Long Term Disability claim. We’ll review your medical background and any restrictions that impact your ability to work to make sure you are eligible for benefits.
Collecting Evidence
In order to build a strong case, our Long Term Disability attorneys will gather documentation such as treatment notes, provider opinions, and medical records. This includes any information that clearly shows how your condition interferes with your ability to work.
Filing Your Claim
Attention to detail reduces the chances of a denial due to technical reasons. Our team can help you file a Long Term Disability claim and guide you through the process to make sure that your claim complies with legal requirements and meets important deadlines.
Responding to a Denial
If your Long Term Disability application is rejected, our legal team has the knowledge and experience to help you fight back. We can review the reasons for your denial, help you understand the appeals process, and identify additional evidence where needed.
Representing You at a Hearing
Our Long Term Disability attorneys will advocate for you in hearings, negotiations, or arbitration meetings. We will exhaust every option as outlined in your policy before moving on to the next step and considering a lawsuit.
For a free legal consultationwith a long term disability lawyer serving Colorado Springs, call (800) 562-9830
ERISA and Long Term Disability
Most Long Term Disability policies are governed by the Employee Retirement Income Security Act of 1974 (ERISA). This is a federal law that sets strict rules for how insurers must handle claims and appeals, and it gives employees the right to challenge unfair benefit denials.
Once you have completed your insurer’s appeals process and received a final denial, you can file an ERISA lawsuit in federal court. A U.S. District Court judge will review your existing case and render a decision. You typically will not have a jury trial, and you can’t submit new evidence.
Our Long Term Disability lawyers in Colorado Springs understand the process leading up to an ERISA lawsuit, and we’ll make sure you stay on track. When the time comes, we’ll file your lawsuit and represent your case in federal court.
Colorado Springs Long Term Disability Lawyer Near Me (800) 562-9830
Reasons to Choose Our Long Term Disability Lawyers
You can work with our LTD lawyers in Colorado Springs and across the United States. Our team has decades of combined experience fighting for injured workers. Our team consists of case managers who will stand by you and provide peace of mind through the process.
Our Long Term Disability insurance lawyers work on a contingency fee basis, meaning you pay nothing up front when we take on your case. We’ll recover our fee as a percentage of your compensation, but only after we win for you. If we don’t win, you don’t pay us anything.
Talk to Our Colorado Springs Long Term Disability Attorneys
Insurance companies are supposed to be there for you when you need them most, and it’s hard to think of a better time than when you are too sick or injured to work. Through your Long Term Disability Insurance, you should have access to benefits to help cover your lost wages.
Instead, your employer’s insurance provider denies your claim, and you are left wondering what you will do to avoid debt. Our Colorado Springs Long Term Disability lawyers are here to help contest your denial and get the benefits you are entitled to.
Our team at Marc Whitehead & Associates has over 120 years of combined legal experience. We know disability claims because we wrote the book on the subject. Call today to schedule your free consultation and tell us about your Long Term Disability denial.