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Category: Insurance Companies

Hartford LTD Denial Reversed for Dentist

Posted on: . Category: Insurance Companies

Dentist Disability Denial

Founded 200 years ago, The Hartford Financial Services is one of the largest insurance companies in the United States and is a leading carrier of short term and long-term disability insurance. Our experienced disability attorneys represent Hartford LTD denial claims at the appeal and lawsuit stages of disability claims.

Recently, we represented a Dentist from Texas with severe back and spinal issues, lumbar spondylolisthesis, and a complete shoulder replacement in her appeal of Hartford’s decision to deny her claim for long term disability (LTD) benefits.

There was no real justification for the denial she received. The insurance company failed to take into account the substantial and ongoing medical limitations of our client’s physical impairments. They also ignored the severe impairments caused by our client’s necessary medications.

Prudential LTD Denial Reversed Acute Back Pain

Posted on: . Category: Back Disorders, Degenerative Disc Disease, Disability Insurance Claims, Insurance Companies, Prudential, Resolved Cases

Prudential Back Pain Denial

The Prudential Insurance Company of America is the second largest provider of group life insurance in the U.S. and a leading carrier of short term and long-term disability insurance. Our experienced disability attorneys represent Prudential LTD denial claims at the appeal and lawsuit stages of disability claims.

We recently had the chance to represent a 59 year old man from Sarasota, FL in his appeal of Prudential’s decision to deny his claim for long term disability (LTD) benefits. Our client suffers from degenerative disc disease of the spine and lower back pain from Reiter’s Syndrome.

Although our client submitted his application for disability benefits within the specifications of the policy and within the correct timeframe, Prudential denied the claim for benefits stating that our client was not disabled under the terms of the plan.

MetLife LTD Denial Chronic Pain Reversed on Appeal

Posted on: . Category: Insurance Companies

MetLife Cliam Denials

Founded over 140 years ago, today MetLife is a global leader in the insurance industry. A great number of our clients have suffered from denials of their MetLife disability claims. Our experienced lawyers represent claimants in appeals and lawsuits across the U.S. in cases of MetLife LTD denial.

One of our recent MetLife clients is a 59 year old woman from Ahoskie, North Carolina with severe back and leg pain, arthritis, and fibromyalgia which all lead to chronic pain. We were able to represent her in the appeal of MetLife’s decision to deny her claim for long term disability (LTD) benefits.

Our client first submitted her claim for long term disability benefits in the form requested by MetLife and was awarded benefits for 24 months.

UNUM LTD Denial Overturned Vertigo

Posted on: . Category: Insurance Companies

Unum Insurance logo

Our experienced disability attorneys represent Unum LTD denial claims at both the appeal and litigation stages. Unum is one of the nation’s largest long term disability insurance carriers.

A great number of our clients have been further disadvantaged by Unum’s wrongful denial of their claim for disability benefits.

We recently represented a 59 year old woman from Atlanta, Georgia in her appeal of Unum’s decision to deny her claim for long term disability (LTD) benefits. Our client endures degenerative bone disease and cardiac issues as well as severe vertigo brought on by medication.

Cigna LTD Denial Huntingtons Disease Appealed

Posted on: . Category: Insurance Companies

Cigna Huntingtons Disease Appealed

CIGNA is a major long term disability insurance company and many of our clients have experienced the denial of their CIGNA disability claims. Our lawyers handle CIGNA LTD denials nationwide at the appeal or lawsuit level to recover benefits due under the plan.

We recently represented a 48 year old man from Houston, TX with Huntington’s disease, anxiety and memory loss in his appeal of CIGNA’s decision to deny his claim for long-term disability (LTD) benefits.

Guardian Disability Claims Denial

Posted on: . Category: Guardian, Insurance Companies

Guardian Life is one of the largest mutual life insurance companies in the United States. As a mutual insurance company, Guardian does not have shareholders but instead is owned entirely by its policyholders. Guardian Life was founded in New York in 1860 and today is a Fortune 300 company.

Guardian sells an array of insurance products, including disability income insurance, employee benefits, life insurance, long term care insurance, and medical and dental insurance. Guardian Life’s disability and employee benefit plans cover both short-term and long-term disability. Employees can also voluntarily buy additional disability benefits at work.

Guardian Life’s disability income insurance is sold through their affiliated company, Berkshire Life Insurance Company of America. Berkshire’s insurance products are personal and business disability insurance. These insurance plans cater to professionals and executives such as doctors, lawyers, accountants, and corporate and government employees.

Lawsuits Against Unum

Posted on: . Category: Insurance Companies

Unum Disability Claim Denial Practices

Lawsuits against Unum, the disability insurance giant, have been the topic of TV news coverage, a multi-state investigation, state insurance commissioners, and years of negative press. More regrettably, this is also a topic around the kitchen table of many of its own policy holders whose claims were unfairly denied.

Unum sells short-term and long-term disability coverage. Many disability lawsuits against Unum fall under federal ERISA guidelines which govern group insurance benefits. Other actions against Unum include bad faith lawsuits in the matter of claims denied or terminated under individual disability coverage.

If you have been denied disability payments by Unum, you’re not alone. With Unum’s history of claims denial, it’s no surprise that lawsuits against Unum cross our desks on a steady basis.

Lincoln National Disability Claims

Posted on: . Category: Disability Insurance Claims, Insurance Companies, Lincoln National, Long Term Disability

Lincoln National Denials

One of the most profitable disability insurance companies in the United States, Lincoln National provides short term and long term disability insurance under both private and group disability plans.

If you have problems with your disability claim under a Lincoln National policy, Marc Whitehead & Associates invite you to a free consultation with a disability lawyer. Our law firm serves disabled clients every day by holding major insurance companies like Lincoln National responsible when they wrongly deny valid claims for disability benefits.

Mutual Of Omaha Disability Claim

Posted on: . Category: Insurance Companies, Mutual of Omaha

Marc Whitehead & Associates represents Mutual of Omaha policyholders who have been wrongfully denied payment of long-term disability (LTD) benefits.

If this was your experience after filing a disability claim, our attorneys may be able to help.

Wherever you live, we encourage you to contact our law firm. We are a national law firm representing disabled individuals in Mutual of Omaha disability claims in all 50 states.

Unum Claim Denials – A History of Bad Faith

Posted on: . Category: Insurance Companies

The Hartford Disability Denials

When your Unum claim for disability benefits is valid and payable, how can Unum deny it?

That’s the question we hear all too often. After all, Unum is the largest disability insurance provider in the country, collecting billions of dollars worth of premiums each year. Unum is also a fiduciary, meaning they should act in your best interest when evaluating and administering your disability claim.

Unum Claim Denial Practices

If you are involved in a Unum claim dispute, you’ve become an unwitting part of their long history of denying claims through unfair practices and bad faith. The key is to not give up. With skilled legal representation, you can win the benefits you deserve.