The Disability Benefits Attorneys at Marc Whitehead & Associates have helped thousands of disabled workers all across the U.S. get the disability benefits they deserve when they are unable to work due to an illness or injury.
Most employee long term disability plans are governed by the Employee Retirement Income Security Act of 1974, or ERISA. ERISA was passed to protect short and long term disability benefits as well as retirement savings from mismanagement and abuse. It provides policyholders with the right to appeal a denial of benefits, including filing a lawsuit in federal court if they feel their claim as been unjustly denied.
Insurance giant Unum provides short and long term disability policies to millions of employees all over the world. They are also among the worst insurance companies when it comes to denying claims for disability benefits and terminating or reducing disability benefits before an injured or sick worker if fully healed and ready to go back to work.
If you have been denied disability payments by Unum, you’re not alone. Over the past several years Unum has been forced to pay out millions of dollars in fines and settlements all across the U.S. for their underhanded tactics when it comes to denying people their benefits. With Unum’s history of claims denial, it’s no surprise that bad faith lawsuits against Unum cross our desks on a steady basis.
Marc Whitehead & Associates Handle Unum Disability Claim Denials All Across the Nation
We’ve been fighting insurance claim disputes since 1992. We’re well aware of the tricks and tactics Unum employs to delay and deny the disability claims of its policyholders. We have exhaustively monitored the methods Unum uses to wrongly deny or delay claims.
Some of these tactics are meant to wear you down, such as consuming you with months or years of endless paperwork. They may ignore your treating physician’s reports, or say they never received them.
Other tactics are meant to deter and dissuade, such as discrediting your doctor’s recommendations and medical reports. You may be asked to undergo repeated Independent Medical Examinations by “independent” physicians paid by Unum.
Unum may also insist that you are able to work, even though the Social Security Administration finds your claim for Social Security disability benefits is fully justified.
Don’t Let Unum Get Away With Denying You Benefits
Don’t let Unum discourage you from getting the benefits you need and deserve. Despite their status as one of the world’s largest insurance companies, Unum isn’t above the law.
The law provides you with the right to appeal the insurance company’s decision. However, this a complicated process and Unum makes it as difficult as possible.
National Law Firm Bringing Lawsuits against Unum
Marc Whitehead & Associates have the experience, skills and resources to successfully appeal your denial of disability benefits. This includes filing suit against Unum and others in state and federal court.
If you feel you’ve been unfairly denied disability claims by Unum, reach out to the Unum disability attorneys at Marc Whitehead & Associates.