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The likelihood of missing months or even years of work due to an injury or illness may seem low, especially if you are young, healthy, and work at a desk. However, according to the Social Security Administration, more than one in four 20-year-olds will experience a disability before reaching retirement age. Long Term disability (LTD) …
A knee replacement surgery may qualify you for Long Term benefits if you cannot work, particularly if you suffer from chronic pain and have been unable to work for more than 12 months. Approximately 790,000 knee replacement operations are performed in the United States every year. It is not uncommon for people to undergo double …
Why is it Important to Regularly Treat With Your Doctor While Receiving Long Term Disability Benefits? Many Long Term disability benefit claims are denied because claimants do not seek enough medical treatment. Maintaining regular communication and visits with your doctor while receiving Long Term Disability benefits is crucial for several reasons: Medical Documentation Frequent visits …
As disability attorneys, we cannot emphasize enough the problems disability insurance taxation can cause if you’re not prepared. Many claimants come to us who unfortunately have been caught by surprise when the IRS taxed their benefits. If you receive disability insurance benefits, you need to know whether the IRS says those LTD benefits are taxable …
According to the CDC, 28.7% of adults in the United States have some kind of disability. Service dogs play a significant role in the lives of people with disabilities, ranging from autism to muscular dystrophy. These friendly animals help their owners perform everyday tasks. Some are specially trained for people with diabetes, epilepsy, or PTSD. …
Engaging in exercises for ankylosing spondylitis (AS) can assist in alleviating pain and stiffness, as well as enhancing mobility. These exercises include a variety of spinal movements, core strengthening activities, and aerobic workouts. Before beginning any new exercise, we recommend consulting with a healthcare professional. How to Manage Ankylosing Spondylitis Pain Spinal movements: Cat/cow: This …
Arthritis is one of the most common causes of long term disability. Many people with arthritis have limited movement and joint pain that makes it hard for them to work. If you are considering filing a long term disability insurance claim, you might have questions like: Which types of arthritis qualify for disability benefits? How …
No, long term disability (LTD) claims do not only cover physical disabilities. They can also cover mental health conditions or psychological disorders, as long as the individual meets the policy’s criteria for disability. Visit our page to learn more about common medical conditions that lead to long term disability claims. Here are some factors to …
The terms STD (Short Term Disability) and LTD (Long Term Disability) refer to two types of disability insurance coverage, but they differ in their duration, eligibility, and purpose. Here’s a breakdown of the key differences: 1. Duration STD (Short Term Disability): Covers a temporary disability lasting a few weeks to several months, usually between 3 …
When you receive long term disability (LTD) benefits, it’s important to understand that your insurance company may periodically review your claim to ensure you continue to qualify for benefits. These reviews or audits can be stressful, but with proper preparation, you can navigate the process smoothly and maintain your benefits. In this detailed guide, we’ll …
