How a Cigna Disability Claim Attorney Can Help Have you been paying into a Cigna disability insurance plan only to have the company reject your claim when you become unable to work due to an illness or injury? Marc Whitehead is a nationally recognized Cigna disability attorney who is dedicated to protecting the rights of […]
CIGNA is a major long term disability insurance company and many of our clients have experienced the denial of their CIGNA disability claims. Our lawyers handle CIGNA LTD denials nationwide at the appeal or lawsuit level to recover benefits due under the plan.
We recently represented a 48 year old man from Houston, TX with Huntington’s disease, anxiety and memory loss in his appeal of CIGNA’s decision to deny his claim for long-term disability (LTD) benefits.
Was your disability claim denied by Cigna? The attorneys at Marc Whitehead & Associates help Cigna policyholders in their fight to obtain their rightful benefits. As disability lawyers advocating for victims of denied claims, we understand the importance of filing an appeal that is meticulous and complete.
A Global insurance corporation, Cigna – also known as Life Insurance Company of North America (LINA) – offers long term group disability insurance through the workplace. These policies are governed by the Employee Retirement Income Security Act (ERISA). Under ERISA regulations, the first step to fight the denial is to file an administrative appeal with Cigna. You must exhaust all administrative appeals procedures before you can file a lawsuit.
When dealing with Cigna disability claims denial, you must have a strategy to deal with the company, as well as the rules and timetables governing ERISA claims. We provide you with essential tips to follow in order to be successful in getting the disability benefits you deserve.
CIGNA disability claims denial continues to be the subject of many federal lawsuits.
A worldwide provider of insurance, CIGNA Health Insurance Company markets products ranging from medical, dental and life insurance to employer-provided short-term and long-term group disability plans.
Their disability insurance is provided by CIGNA Group Insurance, and is underwritten by affiliated companies including Life Insurance Company of North America (LINA), and CIGNA Life Insurance Company of New York.
If your claim for disability benefits has been denied, delayed or terminated by CIGNA or one of their affiliated companies, it is important to seek immediate legal counsel.
Cigna Disability Complaints – Denials of Valid LTD Claims
Our disability attorneys regularly speak with Cigna policyholders about their struggles to obtain long term disability benefits. Unfairly denied insurance claims by Cigna is an ongoing complaint our clients share with us.
All disability insurers deny claims for various reasons. However, if your work-sponsored group disability policy is with Cigna, be aware that this insurer has recently been cited by state insurance investigators for wrongly
Long Term Disability Lawyer Sues Cigna on Behalf of Disabled Worker
Disability Lawyer, Marc Whitehead has filed suit on behalf of a disabled 60 year old worker and a resident of Texas, who became severely disabled while covered under a long term disability insurance policy issued and administered by Cigna also know as LINA.
Plaintiff is a 60 year old worker and was formerly employed as a Social Worker. Plaintiff is a resident of Texas and is currently disabled due to herniated nucleus pulosis of the lumbar spine, disc protrusion, vertebral body compressions, disc desiccation, disc narrowing and disc protrusions as well as severe back pain. Cigna is an insurance company doing business in Texas.
Long term disability insurance plans are frequently governed by federal ERISA law. In ERISA long term disability plans, typically there are Plan Documents, in depth legal documents actually creating the plan, and a Summary Plan Description, more understandable summaries of the plan documents usually given to the employees.
For a while, if the Summary Plan Description differed from the actual Plan Document, the Summary Plan Description could be used as the legally binding document. After all, the Summary Plan Description is more accessible and understandable to most employees. Also, the Summary Plan Description is the document that is usually given to employees.