Depression, anxiety, and bipolar disorder are all classified as a Mental Impairment. While people with Mental Impairments are eligible to receive disability insurance benefits, they are only paid for 24 months. Often times mental impairments are caused from physical impairments and disabilities. Insurance Companies will try to focus on your mental impairments and want to classify your disability as a mental impairment. Even though you have those mental impairments because of other physical disabilities. So they only have to pay you benefits for 24 months instead of till age 65, like physical disability benefits are paid till
Also, insurance companies will try to classify symptoms from medication as a mental impairment. It is very important to make sure an insurance company doesn’t miss characterize a physical impairment as mental.
Why Do Insurers Misrepresent a Physical Disability as Mental Disability?
