In this video Marc Whitehead, a board certified disability attorney, explains whether or not you can appeal a long term disability insurance denial yourself. While it is possible to appeal a long term disability appeal yourself, it is not recommended. The frustration of not being able to do everything for yourself when you are disabled is not lost of the people at Marc Whitehead & Associates. With that said, when it comes to appealing a denial of benefits having an experienced disability attorney on your side could improve the outcome of your case. While the application stage of the disability claims process, is something that most claimants are able to accomplish easily. Most claimants are shocked when their appeal is denied. A common question is: Why does the process of applying for disability have to be so difficult? This is because the long term disability contract between the insurance company and the business is written entirely as a combination of legal an contractual language that is intentionally confusion and difficult to comprehend. Even though there are many different policies, many of the aspects remain the same throughout.
- Time limits for filing an appeal are strictly set
- Medical Information provided must show not only the disability itself but how the limitations functionally prevent you from working.
It is recommended that you remain in the care of your treating physician in order to document your claim. Long Term Disability claims are complicated. Claimants are most often more successful when they are represented by an experienced disability attorney. Marc Whitehead & Associates is a National Disability Law Firm representing disabled individuals on all 50 states with over 20 years of experience fighting for our clients.
