Are you an MD, DO, NP, veterinarian, or any other type of doctor or healthcare professional whose Long Term Disability claim was denied?
If so, you need an Oklahoma denied doctor disability claim lawyer on your side to help you get the benefits you paid for, especially if you paid higher premiums for an “own occupation” policy that should cover you even if you could do a different job.
Call Marc Whitehead & Associates for a highly experienced Oklahoma disability lawyer. We have over 120 years of combined experience with disability cases.
How an Oklahoma Denied Doctor Disability Claim Attorney Can Help You
Having your valid disability claim denied can be extremely frustrating, but our doctor disability claim denial lawyers have the experience, knowledge, and tools to help you with your appeal and finally get the benefits you paid for.
Here are just a few of the ways we can help you.
Analyze Your Insurance Policy
Our experienced attorneys will review and analyze every definition and provision in your policy whether it’s a private or an employer-provided Long Term Disability policy.
We’ll then use that information to prove that the company denying your claim defied the clear scope of coverage you spent years diligently paying premiums for.
Prove to the Insurance Company You’re Unable to Do Your Job
The compassionate disability denial lawyers at Marc Whitehead & Associates will show that you can’t do the functions of your actual job by providing the insurance company with:
- Detailed medical evidence that shows the extent of your impairment
- A precise breakdown of your actual job duties and how your limitations or restrictions make you unable to do those job duties
- Legal arguments showing that the insurance carrier’s interpretations of your policy defy the actual purpose of an “own-occupation” policy
- Expert witness testimony regarding the functional demands of your job
Support Your Appeal
In short, we’ll do everything we can to overturn your denial and get you the benefits you spent years paying for.
For a free legal consultation with a denied doctor disability claim lawyer serving Oklahoma, call 800-562-9830
What Is an “Own Occupation” Disability Insurance Policy?
Long Term Disability plans fall into two types: “own occupation” and “any occupation.”
“Any occupation” Long Term Disability plans are cheaper, but they’re much harder to qualify for since you must prove that you are unable to work any job.
Doctors, chiropractors, dentists, and other high-paid professionals typically spend more on “own occupations” disability policies. These plans pay benefits if you show that you are no longer able to do your own job, regardless of whether you’re capable of doing something else.
How Insurance Carriers Deny “Own Occupation” Disability Claims
Insurers will deny people benefits they rightfully deserve by intentionally misinterpreting “own occupation” policy definitions.
The insurance adjuster will try to claim that you could do light-duty work at your job or the functions of a position outside your specialty.
The experienced attorneys at Marc Whitehead & Associates know how to show that you’re unable to perform critical functions of your job, so you qualify for the Disability benefits you have spent years paying for.
Oklahoma Denied Doctor Disability Claim Lawyer Near Me 800-562-9830
Why and How Insurers Deny Legitimate Claims
Insurance companies maximize their profits by paying out as little as possible. Some of the ways they wrongfully deny or terminate benefits claims include:
- Claiming (without evidence) that you are malingering or exaggerating your symptoms
- Using vague occupational descriptions to say you can still do your job even though you can’t
- Heavily relying on in-house medical personnel who get paid to be biased against claimants
- Unreasonably enforcing strict cognitive or mental impairment limitations
- Misinterpreting the term “total disability”
Click to contact our Oklahoma Disability Lawyers today
How Much does a Denied Doctor Disability Claim Lawyer in Oklahoma Cost?
At Marc Whitehead & Associates, we understand that if you’ve been unable to work due to a disability, you may be facing a lot of financial stress already.
We don’t want to contribute to your stress levels during this difficult time, so we work on a contingency fee basis, meaning we’ll take a percentage of the Disability benefits we get for you rather than asking for any payment upfront.
You don’t have to reach into your pocket to pay us, so schedule a free consultation today and let us help you get the doctor disability benefits you’ve long been paying for just in case you face exactly this type of situation.
Complete a Free Case Evaluation form now
Contact an Oklahoma Denied Doctor Disability Claim Lawyer to Schedule a Free Consultation
If you’ve been denied the “own occupation” Long Term Disability benefits you’ve long been paying for, schedule a free consultation with an Oklahoma denied doctor disability claim lawyer from Marc Whitehead & Associates.
We accept cases anywhere in the United States, and we can do everything over the phone or online, eliminating the need for you to come into an office.
Let our Disability attorneys–who have 120 years of combined experience–get the benefits you’ve paid for. Schedule a free, no-obligation consultation today to get us on your side. There are no fees until we win.
Call or text 800-562-9830 or complete a Free Case Evaluation form
