If you have a long term disability that is serious enough to qualify you for Social Security disability benefits, you do not need the additional stress of worrying that your benefits can be garnished by a creditor. Fortunately, federal laws, rules, and regulations preclude private creditors from seizing these benefits. However, the application of those …
Is Depression a Disability?
Yes, depression is considered to be a psychiatric disability according to the Americans With Disabilities Act (ADA). If your depression interferes with your ability to work, you may be eligible to receive Social Security Disability benefits, such as SSDI and SSI. While you can apply for this financial assistance on your own online, the chances …
Is Drug Addiction Considered a Disability?
While medical professionals do consider drug addiction to be a type of disability, it is important to understand that a substance use disorder (which includes alcohol and drug addictions) does not qualify a person for government benefits. Programs like Social Security that are designed to financially support the disabled will NOT provide benefits based on …
Can a Disabled Veteran Get 100% Disability?
The Veterans Administration makes disability payments as a function of te severity of a veteran’s service-related condition. In 2022, single veterans who have no dependents and who are deemed to be 100% disabled will qualify for a tax-free monthly payment of $3,332.06. A severely-disabled veteran can qualify for this maximum payment, but the qualification process …
Is Insomnia a Disability?
Insomnia in and of itself is not considered a disability. However, before we can get into the nitty and gritty, we first need to define what insomnia is as many people might not be aware of what exactly it is. Insomnia is basically a sleep disorder characterized by having trouble falling asleep or staying asleep. …
Is Anxiety Considered a Disability?
Anxiety disorders like OCD, panic disorders, phobias, or PTSD are considered a disability. Therefore, they can qualify for Social Security disability benefits. Individuals must prove that it is so debilitating that it prevents them from working. If you are suffering from anxiety and want to claim disability benefits, then reach out to the experienced social security …
What Conditions are Considered a Disability?
Many conditions and illnesses are considered a disability by the Social Security Administration, such as musculoskeletal disorders, special senses and speech, respiratory disorders, digestive system disorders, and many more. However, it is essential to remember that your disability does not have to be on their list. For example, you may have celiac disease or carpel …
What to Know about NFL Line of Duty Disability Policies
Former football players who are not totally and permanently disabled may be entitled to a short term disability benefit known as NFL Line of Duty disability (or LOD) where a player incurs a “substantial disablement arising out of NFL football activities.” Pro football players face all manner of disabilities. Because of the complex nature of …
What Is the Disability Rating for Non-Hodgkin’s Lymphoma?
If you’re a veteran who is unable to work due to the symptoms of your Non-Hodgkin’s lymphoma (NHL), you may qualify for disability benefits from the United States Department of Veterans Affairs (VA). However, in order to obtain the maximum compensation, you’ll have to receive a 100 percent disability rating for your Non-Hodgkin’s lymphoma. VA …
Can I Get Long-Term Disability Benefits for HIV/AIDs?
It’s often difficult to get approved for long-term disability benefits for HIV/AIDS. There are many reasons why these are denied. If an insurance company has denied your claim for LTD benefits due to HIV/AIDS, ERISA and other federal and state laws give you the right to appeal this denial. You only have a limited time …