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Veterans might think a diagnosis of “unspecified mental disorder” won’t count in their fight for PTSD disability benefits. The reality is often the opposite. Diagnoses of unspecified mental disorders can be the spark that ignites your PTSD or other VA disability rating for the full compensation you’ve earned for your service. We want to stress …
Understanding how your insurance policy defines disability is crucial when filing a long-term disability claim. This definition often forms the basis of your claim’s evaluation and can significantly influence the outcome. Review critical factors, such as the inability to do your current job, and if the definition considers whether you can work in other jobs. …
Bipolar disorder is a serious mental health condition characterized by extreme mood swings between manic/hypomanic and depressive episodes. When properly treated, many people with bipolar disorder are able to manage their symptoms and maintain a good quality of life. However, for others, the condition can be severely debilitating, impairing their ability to function and sustain …
When applying for Social Security Disability benefits, it can be difficult to prove certain disabilities. Conditions such as chronic pain, mental health issues, and extreme fatigue, which often have no obvious outward symptoms, can make the process more difficult. The best way to support your disability claim is to get professional help and gather strong …
In order to qualify for Social Security benefits, you must provide strong medical proof that you are permanently disabled. Maintaining detailed records of your medical history and getting opinions from specialists are all part of this process. Additionally, you should explain how your disability affects your daily life and work. How Does the Social Security …
Your long-term disability payments have stopped because the insurance company may allege that you are no longer disabled. They could claim that there is a failure to provide required medical documentation or a failure to meet eligibility criteria. Your long-term disability insurance carrier might have you under surveillance. Their goal is to find a reasonable …
Veterans are entitled to receive benefits other than medical care and disability payments. For example, they could be eligible for occupational therapy, access to counseling to ease the readjustment into civilian life, and discounts on medical equipment. However, the prerequisites for those benefits and how a Veteran can qualify and apply for them can be …
The ex-spouse of a U.S. military veteran will be entitled to receive some spousal benefits. However, these benefits may be limited by factors such as how long the spouse was married to the veteran and the number of years of their active service. Further, they may need to take specific actions after the divorce to …
Insurance companies need objective information that verifies the claimant’s disability and their financial situation. Some insurance companies might ask for documents and information to delay making payments, but for the most part, these requests are a legitimate component of a benefits claim. If you have concerns about the information you have been asked to provide, …
The Social Security Administration (SSA) recognizes cancer as a disability. Unfortunately, it doesn’t make it easy to obtain Social Security Disability Insurance (SSDI) benefits for cancer. You must convince the SSA you have been sick for at least a year, expect to be sick that long, or that your disease is terminal. The SSA also …
