You may have a disability insurance policy with Reassure America, now Jackson National Life Insurance Company. If you believe your benefits have been unfairly delayed or denied by this company, contact Marc Whitehead & Associates.
For over 24 years, we have held insurance companies, including Reassure America / Jackson, accountable for wrongfully denying the disability claims of insureds – physicians, dentists, nurses, attorneys, sales reps, teachers, laborers and so many other occupations.
If you have such a dispute, our disability insurance attorneys will evaluate your case, and help you resolve your conflict so you obtain the benefits you deserve.
Reassure America – Acquired by Jackson
Only in the past decade has Jackson gotten in the disability insurance market, as a way to further diversify its earnings.
About Jackson National Life Insurance Company
Jackson has been marketing financial products throughout the United States since the 1960s. They are a leading provider of retirement solutions. They provide asset management and retail brokerage services, and sell various annuities and insurance plans such as health and vision insurance, and life insurance.
About Reassure America Life Insurance Company:
A long-time seller of short and long term disability insurance, Reassure America was founded in the 1800s. Like so many other insurance companies, it survived various name changes, acquisitions and mergers over the years.
Reassure America began as Maccabees Mutual Life Insurance Company and Royal Maccabees Life Insurance Company. In 1999, as Reassure America Life Insurance Company, the company became a subsidiary of Swiss Re, a leading global reinsurer. In 2007, the company was acquired by Valley Forge Life Insurance Company and continued to operate as Reassure America.
In 2012, Jackson acquired Reassure America, and that is where things stand today. Jackson basically assumed all of Reassure America’s individual and group disability policy business, and mostly left Reassure America’s disability insurance team in place.
Does Jackson Handle All Previous Reassure America Disability Insurance Claims?
Yes, if you have a claim on a past policy with Reassure America, Jackson National Life Insurance Co. is the company now conducting the claim. It may be that you will be directed to continue to deal with the same representatives as listed on your Reassure America policy or in past correspondence with Reassure America.
As your attorneys, we can assist you with these and other concerns. If you have already filed a claim and Jackson / Reassure America has challenged or denied your claim – or if you are preparing to file your initial claim for long term disability benefits – call us to discuss your case today.
Your Reassure America disability policy may be under your employer’s group disability plan, or you may have purchased an individual disability policy. You might also be covered by a combination of the two. In any case, you should not accept a denial as final.
The laws governing each type of insurance plan are very different:
- Group disability insurance coverage is regulated by Federal ERISA law. ERISA rules are strict and tend to favor the insurance company. Most lawyers are not familiar with the nuances and legal traps in ERISA governed claims.
- Individual disability insurance policies are governed by state insurance and contract laws, and remedies for breach of contract, bad faith, and punitive damage may be claimed under bad faith insurance law.
Our law firm’s experience and focus covers all aspects of disability insurance and ERISA law. We are prepared to represent your claim and protect you against errors or wrongful denials made by Reassure America / Jackson, and help you secure your full and fair benefits.