Exercises for Ankylosing Spondylitis
Engaging in exercises for ankylosing spondylitis (AS) can assist in alleviating pain and stiffness, as well as enhancing mobility. These exercises include a variety of spinal movements, core strengthening activities, and aerobic workouts. Before beginning any new exercise, we recommend consulting with a healthcare professional. How to Manage Ankylosing Spondylitis Pain Spinal movements: Cat/cow: This exercise promotes spinal mobility. Open...

What is Gulf War Illness?
From August 2, 1990, to the present, certain health conditions have been linked to military service in the Southwest Asia theater of operations. Some Veterans who served during the Gulf War are particularly concerned about medically unexplained health conditions, also known as Gulf War Illness, Gulf War Syndrome, or Chronic Multi-symptom illness. Studies conducted by Veterans Affairs suggest that one-third...

2025 VA Disability Rates & Pay Chart
Many veterans who receive disability payments from the U.S. Department of Veterans Affairs (VA) look forward to updates in the 2025 VA disability rates and pay chart, which reflect annual changes to their benefits. These updates happen due to the Cost of Living Adjustment (COLA), which helps veterans and their families receive financial support that keeps up with rising prices...

Top 5 Myths And Misconceptions of Social Security
Navigating the world of disability benefits can be complex. With an abundance of information and advice available, it can be challenging to determine the right steps to take. Marc Whitehead and Associates recognize that this can be overwhelming, so we have compiled a list of common myths and misconceptions to provide clarity and assist you in making informed decisions. Myth...

Does Credit Card Debt Die With You?
Here’s a legacy you might prefer not to pass on to your loved ones: your credit card obligations. These debts do not vanish after you’re gone. As reported by Yahoo Finance, "What Happens to Credit Card Debt When You Die?" It is estimated that three out of every four individuals leave this world with some form of debt. As a...

American Heart Month: Risks Regarding Heart Disease and Your Rights To Long Term Disability Benefits
Every year on Valentine's Day, stores are filled with heart-shaped candy and gift items. The gifts are intended to express feelings of love and care for family and friends, but they also highlight a potentially life-threatening issue. In February it is American Heart Month, a time when we raise awareness about heart disease, a condition that may qualify you for...

Is My Arthritis Serious Enough to Be a Long Term Disability?
Arthritis is one of the most common causes of long term disability. Many people with arthritis have limited movement and joint pain that makes it hard for them to work. If you are considering filing a long term disability insurance claim, you might have questions like: Which types of arthritis qualify for disability benefits? How can you keep track of...
The Most Common VA (Veterans Affairs) Disabilities
The most common VA (Veterans Affairs) disabilities vary by military branch due to the different types of duties, environments, and training that members of each branch experience. Here’s a breakdown of the most common VA disabilities: Common Disabilities Across All Branches: Hearing Loss and Tinnitus: One of the most common disabilities for all military branches due to exposure to loud...
What Is TDIU: How to Qualify and Benefits
Total Disability Individual Unemployability (TDIU) is a VA benefit that helps veterans who can’t work because of service-connected disabilities. It pays at the 100% disability rate, even if a veteran's total rating is less than 100%. When you qualify for TDIU, you’ll receive the same monthly payment as a veteran with a 100% disability rating, even if your actual rating...
What Types of Employer Benefit Plans Are Covered by ERISA?
The Employee Retirement Income Security Act of 1974 (ERISA) governs various employer-sponsored benefit plans in the U.S. to protect employees' rights to their benefits. ERISA covers several types of employer benefit plans, which can be broadly categorized into two main types: employee welfare benefit plans and employee pension benefit plans. 1. Employee Welfare Benefit Plans These plans are designed to...