Unum, the largest disability insurance company in the nation, is no stranger to lawsuits and class actions.
In addition to facing thousands of individual lawsuits filed by policyholders who allege their disability claims were wrongly denied, the company has been on the receiving end of class action lawsuits for insurance bad faith practices since 2002.
Working on the basis of “power in numbers,” a class action is an effective way for ordinary people with equivalent legal complaints against the same offender to take on a powerful corporation.
Under a Unum class action lawsuit, a group (class) of people claiming a common grievance collectively brings a claim (action) against Unum. Disability insurance lawyers act on behalf of the group, and the judgment of the lawsuit is for all members of the group.