To get Long Term Disability (LTD) benefits for non-epileptic seizures, you need to build a strong medical record to prove your condition to the insurance company. This is a lot harder than it sounds because insurers routinely deny these claims.
They may call your condition unverifiable, question your symptoms, or use other tactics to stop you from getting the benefits you deserve.
You shouldn’t have to fight this hard for benefits you already paid for. That’s exactly why people call a Long Term Disability lawyer. An attorney can help you gather necessary medical documentation and communicate with insurers on your behalf, ensuring you have the best chance possible at getting a positive outcome.
Get the Right Diagnosis From the Right Doctor
To get Long Term Disability benefits for non-epileptic seizures, you must start by getting a well-documented diagnosis from a neurologist or epileptologist, not just your primary care physician. Insurance companies will look for any reason to deny your claim, and a vague diagnosis hands them exactly the basis they need to do so.
You need a specialist who understands your condition and is able to document in detail how your condition limits your ability to function. Ideally, your provider should record the frequency and severity of your psychogenic non-epileptic seizures (PNES) and any symptoms that follow an episode. Lastly, you must document how the condition prevents you from doing your job.
The more specific your medical record is, the harder it becomes for an insurance company to deny your claim.
For a free legal consultation, call (800) 562-9830
Document How Your Seizures Prevent You From Working
As mentioned above, documenting how your seizures prevent you from doing your job is also important if you want to get Long Term Disability benefits for non-epileptic seizures.
Unfortunately, a diagnosis alone won’t win your claim. What insurance companies really want is evidence that proves your non-epileptic seizures actually stop you from doing your job.
The documentation you provide to your insurer needs to paint a clear picture of your day-to-day limitations. That means you’ll have to work with your doctor to record:
- How often your seizures occur
- How long your seizures last
- How long recovery takes after each episode
- Whether you experience confusion, fatigue, or memory issues after an episode
- Any restrictions on driving, operating equipment, or completing other tasks that your job requires
- Cognitive or physical limitations that affect concentration or communication
- Any other impacts on your mobility
Gather and Organize Your Evidence
Collecting and organizing evidence is another important step in getting long-term disability benefits for non-epileptic seizures. Beyond your medical records and functional limitations documentation, here’s what else you should be pulling together for the insurance company:
- Witness statements from family, friends, or coworkers who have seen your seizures firsthand
- A seizure log tracking frequency, triggers, duration, and recovery time
- Vocational evidence showing how your seizures specifically interfere with your job duties
- Employer documentation, such as performance reviews related to your condition
- Mental health records from a psychiatrist or psychologist, since these types of seizures often have a psychological component
- Prescription records that support the severity and ongoing nature of your condition
Work With a Trusted Long Term Disability Lawyer
Non-epileptic seizure claims are among the most challenging Long Term Disability cases to win. Insurance companies have teams of adjusters and attorneys whose job is to pay you as little as possible. Going up against them alone puts you at a serious disadvantage.
A knowledgeable attorney can help you get the benefits you deserve by:
- Meeting with you for a free consultation to discuss your situation and explain how to get Long Term Disability benefits for non-epileptic seizures
- Reviewing your policy to identify exactly what you’re entitled to
- Building your claim file by working with your doctors to ensure your medical records show necessary information
- Communicating with your insurance company so nothing you say can be used against you
- Appealing denied claims with a strategy that accounts for the specific reasons your insurer gave for the initial denial
- Taking your case to court if your insurance company refuses to honor the policy you paid for
The sooner you get an attorney involved, the better your chances will be of getting a favorable result. Insurance companies count on claimants making mistakes. Having an attorney on your side from the start helps you avoid common mistakes and sends a clear message that you’re serious about getting the Long Term Disability benefits you’re owed.
Learn More About How to Get Long Term Disability Benefits for Non-Epileptic Seizures
Getting Long Term Disability (LTD) benefits for non-epileptic seizures is not something you should have to handle alone, especially when you’re dealing with a serious condition. The steps required to secure benefits are complicated, and the insurance company is not on your side.
The good news is that at Marc Whitehead & Associates, disability is all we do. With 120 years of combined experience and 2,500+ five-star reviews, we know how insurance companies think and how to beat them.
If your claim was denied, call us today to schedule a free consultation.
Call or text (800) 562-9830 or complete a Free Case Evaluation form
