People with Long Term Disability Insurance, ERISA Disability, Social Security Disability or Veterans Disability claims often have psychological problems that limit their ability to work. Many claimants with serious physical problems, especially if they have been having pain for a long time, develop emotional aspects to their physical impairments. It is important that disabled claimants explain any emotional problems because it is often the emotional aspect of pain that interferes the greatest with the ability to work. Common problems include: