As a double board-certified disability lawyer, Marc Whitehead of Marc Whitehead & Associates possesses unparalleled expertise in overturning denied doctor disability claims.
Insurance companies routinely use tactics to avoid paying legitimate “own occupation” benefits, redefining policy terms and relying on biased medical opinions.
Our Beaumont disability lawyers forcefully counter these practices through meticulous evidence gathering, comprehensive policy analysis, and aggressive appeals backed by sound legal strategy.
With Marc’s double certification in personal injury trial law and social security disability law, you get a rare level of specialized insight to fight bad faith insurer denials. Protect your medical career and financial future – let our Beaumont Denied Doctor Disability Claim Lawyers
overturn your denied doctor disability claim and recover your rightful benefits.
Why Doctors’ Disability Claims Are So Frequently Denied
Practicing medicine is one of the most demanding occupations, both physically and mentally. Physicians, such as surgeons, dentists, and other specialists, must have precise dexterity, stamina, and critical decision-making abilities to effectively treat patients and perform complex procedures.
That’s why most doctors invest in private disability insurance policies, especially “own occupation” coverage. These are intended to provide income protection if you become unable to carry out the material duties of your specific medical specialty due to an injury, illness, or other condition.
However, despite paying costly premiums, insurers motivated to protect profits over people routinely deny or terminate legitimate disability claims from physicians through a variety of underhanded tactics. Our Denied Doctor Disability Claim lawyers in Beaumont can help when the insurance company:
Misinterprets “Own Occupation” Disability Definitions
Insurance companies may try to redefine what it means to be totally disabled from your “own occupation.”
For example, they may argue you are still capable of minor duties like reviewing records or providing consultations despite being physically or cognitively unable to perform the core responsibilities of your medical specialty.
Relies on Biased In-House Physician Opinions
Rather than objectively weighing evidence from your treating doctors, insurers often lean heavily on in–house medical staff who have an inherent incentive to downplay the severity of your impairments and limitations.
Alleges Pre-Existing Condition Exclusions
Even when your disability stems from a new injury or illness, insurance providers may try to claim your inability to work is due to a pre–existing condition excluded from coverage as a way to deny your claim.
Terminates Benefits After Short Periods
In some cases, your disability benefits may be approved initially, only for the insurance company to cut them off soon after, despite your not meaningfully recovering or improving your condition.
For a free legal consultation with a denied doctor disability claim lawyer serving Beaumont, call 800-562-9830
Why You Need a Beaumont Denied Doctor Disability Lawyer
Doctors invest in disability insurance to protect their income and way of life. Don‘t allow insurance company denial tactics to strip away this valuable coverage you‘ve paid for.
Attempting to appeal a denied or terminated physician’s disability claim alone is an uphill battle that puts you at a severe disadvantage against the insurance company’s arsenal of:
- Lawyers trained to derail legitimate claims
- In-house medical staff disputing the extent of your disability
- Strict deadlines and procedures to limit appeals
That’s where our Denied Doctor Disability attorneys in Beaumont can make all the difference for doctors and medical professionals throughout Texas. Our attorneys are experienced in overturning insurance company denials of “own occupation” physician claims.
Beaumont Denied Doctor Disability Claim Lawyer Near Me 800-562-9830
Our Approach for Denied Doctor Disability Claims
We understand all the bad faith tactics insurers use to avoid paying out disability benefits to doctors. More importantly, we know the most effective strategies to forcefully counter and overcome these practices through:
Indisputable Medical Evidence of Your Disability
Our attorneys collaborate closely with your treating physicians as well as independent medical experts to obtain clear, objective evidence documenting the full extent of your functional impairments, restrictions, and inability to continue practicing your specialty safely.
Comprehensive Policy Language Analysis
We carefully analyze your specific disability policy’s definition of “own occupation” and other terms to show the insurance company’s interpretation defies the true scope of coverage you purchased.
Aggressive Appeals Backed by Sound Legal Arguments
Whether dealing with initial denials from private insurers or group policies governed by ERISA law, our lawyers thoroughly substantiate appeals with robust medical evidence and legal arguments.
If the insurance company still refuses to uphold its obligations, we’re fully prepared to escalate your denied claim to litigation.
Click to contact our Beaumont Disability Lawyers today
Personalized Attention Throughout Your Claim
Our Beaumont Denied Doctor Disability Claim attorneys understand how immensely stressful and disruptive this situation is for medical professionals. That’s why we provide individualized support through every phase, with:
- One-on-one consultations to discuss your case details
- Consistent updates and open communication
- Candid advice to make fully informed decisions
- Our full engagement dedicated to securing your disability benefits
We’re also selective in taking on cases to ensure you receive our firm’s full capabilities. Our contingency fees mean no upfront costs—you pay nothing until we recover your owed disability benefits.
Complete a Free Case Evaluation form now
Contact a Beaumont Denied Doctor Disability Law Firm for a Free Case Evaluation
Your future should not be jeopardized by an insurance company’s wrongful denial. Don’t let an insurer’s decision compromise your financial security after diligently paying premiums. Safeguard your rights against bad faith practices with our Beaumont disability lawyers.
Contact Marc Whitehead & Associates today for a free consultation on appealing your denied doctor’s disability claim.
Call or text 800-562-9830 or complete a Free Case Evaluation form
