Will Volunteering Impact My Long Term Disability Benefits?
Volunteering is a fulfilling way to give back to the community, stay engaged, and maintain a sense of purpose. If you receive long term disability benefits (LTD), you may be concerned that volunteering may affect your eligibility. Although volunteering is not considered paid employment, certain factors may still impact your LTD benefits. Maintaining your benefits while participating in volunteer activities...
Veterans Disability For Prostate Cancer and Agent Orange
Unfortunately, many Vietnam War Veterans exposed to Agent Orange are now suffering from prostate cancer and other health conditions linked to their service. Veterans with prostate cancer who were exposed to Agent Orange or other herbicides during their military service are not required to prove a connection between their prostate cancer and their service to qualify for VA disability benefits....
Should I Quit My Job If I Receive 100 Percent VA Benefits?
If you're a Veteran receiving 100 percent disability benefits from the VA, you might be unsure if you need to stop working. The answer is: it depends on your situation. Let’s explain what you should know. What Are 100 Percent VA Disability Benefits? When the VA gives you a 100 percent disability rating, it means they believe your service-related injuries...
Can I Still Get LTD Benefits If My Employer Goes Out of Business?
If your employer goes out of business, your eligibility for Long Term Disability (LTD) benefits depends on the terms outlined in your insurance policy. Here are several factors to keep in mind: Employer-Sponsored LTD Insurance: If your employer offered you LTD insurance through a group plan and then ceases operations, this policy may be impacted. However, the policy might remain...
7 Reasons Why Medicaid Planning Is Important
Implementing Medicaid planning strategies is essential for several reasons, particularly for individuals who foresee the need for long term care or assistance with medical expenses. Here are 7 reasons why: Protecting Assets: Medicaid has strict income and asset limits for eligibility, and individuals often need to spend down their assets before qualifying. Medicaid planning allows individuals to protect certain assets...
How to Manage Your Finances While Waiting for Disability Benefits
When you’re applying for disability benefits, whether through Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), it’s a challenging and stressful time. The wait for approval can take months, sometimes even years, and during that period, managing your finances becomes an essential part of ensuring your well-being. Here’s a guide on how to manage your finances effectively while...
How Toxic Exposure Affects Veterans’ Disability Claims
The PACT Act is a law that helps Veterans who were exposed to harmful substances during their military service. For some Veterans, it helps them prove that this exposure causes certain health problems. According to the Department of Veterans Affairs (VA), “toxic exposure” means being in contact with harmful substances that can cause health problems. Types of Toxic Exposure in...
Reasons to Apply For Social Security Disability Benefits
Disability benefits provide essential financial and medical support for individuals unable to work due to disabilities. The two main federal disability programs available are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI benefits are based on the applicant's work history and contributions to Social Security, while SSI is determined by the applicant's current income and assets. It...
What Are The 2025 Updates to Social Security Overpayment?
On March 7th, the Social Security Administration (SSA) announced that starting on March 27, 2025, it will bring back the rule of taking 100 percent of benefits to recover overpayments. If someone has received an overpayment, they are required to repay the entire amount. For the past year, people receiving Social Security benefits have not had to deal with this...
Do Veterans Face Risks from Jet Fuel Exposure?
Many Veterans encounter jet fuel during their military service, which can lead to various health problems, such as issues with the nervous system and breathing. The Department of Veterans Affairs (VA) does not have specific benefits for those exposed to jet fuel. Still, Veterans with health issues related to this exposure might qualify for VA benefits. Veterans may have been...