7 Tips for people living with lupus
When you’re one of the 1.5 million adults and kids in the United States who have the autoimmune disease lupus, just about every organ and system is affected, from your skin to your brain. Living with lupus can be challenging, but several strategies can help manage the condition, improve quality of life, and reduce flare-ups. Here are 7 tips for...
What are the differences between STD and LTD?
The terms STD (Short Term Disability) and LTD (Long Term Disability) refer to two types of disability insurance coverage, but they differ in their duration, eligibility, and purpose. Here's a breakdown of the key differences: 1. Duration STD (Short Term Disability): Covers a temporary disability lasting a few weeks to several months, usually between 3 to 6 months. It typically...
SSDI Changes For 2025
In order to accommodate those who are already enrolled in the Social Security program and those who join it, the Social Security Administration updates the program annually. The monthly cost of living adjustment (COLA) for those receiving Social Security will increase by 2.5% in 2025. Adjusting benefits to account for inflation and rising living costs is essential. For individuals on...
2024 GERD VA Rating Changes – A Double-Edged Sword for Vets
On May 19, 2024, the VA initiated a new disability rating schedule for Gastroesophageal Reflux Disease (GERD). Updates to the GERD VA rating criteria include the addition of a new Diagnostic Code 7206 specifically used to evaluate and rate disability claims for GERD within the Veterans Administration system. These changes will significantly affect the ability of many veterans with this...
VA Sleep Apnea Ratings Are Changing Soon. Veterans: File Now!
Veterans, if you’ve recently been diagnosed with sleep apnea that is service-connected, do not wait to submit your claim for disability benefits. The VA has proposed new sleep apnea ratings that, once implemented, will significantly change how all forthcoming claims for sleep apnea disability are measured and rated. Currently, the most common VA rating for veterans who undergo Continuous Positive...
Marc Whitehead & Associates Announces 2024 Frances & Earl Perry Memorial Veterans Scholarship Winner: Gabrielle Villarin
This year, Marc Whitehead & Associates had the pleasure of inviting undergraduate students to apply for two special scholarships: the Flora Marie Jenkins Memorial Disability Scholarship and the Frances & Earl Perry Memorial Veterans Scholarship. Today, we are thrilled to introduce the deserving recipient of the Frances & Earl Perry Memorial Veterans Scholarship. Gabrielle “Bella” Villarin stood out to us...
Marc Whitehead & Associates Announces 2024 Flora Marie Jenkins Memorial Disability Scholarship Winner: Abigail Poulin
This year, Marc Whitehead & Associates had the pleasure of inviting undergraduate students to apply for two special scholarships: the Flora Marie Jenkins Memorial Disability Scholarship and the Frances & Earl Perry Memorial Veterans Scholarship. Today, we are thrilled to introduce the deserving recipient of the Flora Marie Jenkins Memorial Disability Scholarship, Abigail Poulin. Abigail stood out to us with...
Common Myths About Social Security Disability Benefits
When it comes to Social Security Disability benefits, misinformation can make an already complex process even more challenging. To help you navigate this system with confidence, let’s debunk some of the most common myths surrounding Social Security Disability benefits. Myth 1: You Must Be Completely Unable to Work to Qualify One of the most pervasive myths is that you must...
Healthy Meal Planning on a Budget
Eating healthy doesn't have to be expensive. With some thoughtful planning and smart shopping, you can enjoy nutritious meals without straining your budget. Here’s how to make it work: 1. Set a Realistic Budget Start by determining how much you can comfortably spend on groceries each week or month. Having a clear budget helps guide your shopping decisions and keeps...
How to Handle Long Term Disability Claims During a Job Transition
Switching jobs is already challenging, but it's even tougher when you're dealing with a long-term disability (LTD) claim. Knowing how to manage your LTD benefits during this time is crucial to ensuring your financial support remains steady. Here’s a detailed guide on handling your LTD claims during a job transition. Understanding Long-Term Disability Insurance LTD insurance provides income if you...