The intricate nature of many medical procedures means that even a minor disability can keep a medical professional from fulfilling their job responsibilities. If you have filed a disability claim due to an injury or illness that has rendered you unable to work, and your claim was denied, an experienced denied doctor disability claim lawyer in Arkansas can assist you.
At Marc Whitehead & Associates, we understand the challenges caused by a disability that disrupts your ability to earn a living. If you are unable to work, you deserve the disability benefits to which you are entitled for financial stability.
Call today to arrange a free case review and learn how our Arkansas disability lawyers can use our over 120 years of experience to help.
Steps an Experienced Arkansas Denied Doctor Disability Claim Attorney Will Take to Help You
If your insurance provider has denied your disability claim, obtaining skilled legal representation is essential for securing the benefits you deserve.
Insurance companies are experienced in handling these claims and often find ways to exploit loopholes to deny or minimize payouts. This is why hiring a legal professional is crucial to ensure you get the benefits you need.
When you partner with a denied doctor disability lawyer from our firm, they will take several actions to protect your rights and secure the benefits you are owed. Your attorney will thoroughly investigate your case and collect evidence to help demonstrate:
- Your eligibility for insurance benefits, confirming that you have met all policy conditions
- The severity of your disabling condition, supported by independent medical evaluations
- The physical and cognitive requirements for your medical specialty
- That your disability prevents you from carrying out the essential duties of your job as specified in your insurance policy
- Any instances of bad faith or unfair practices by your insurer in denying your claim
If your disability claim was denied or your insurer ceased payment of your benefits, our dedicated team is prepared to advocate for you. We will build a strong case for your appeal, supported by evidence that validates your claim and affirms your right to benefits.
Our denied doctor disability attorneys serving Arkansas will work tirelessly to protect your rights and ensure your financial future remains secure.
For a free legal consultation with a denied doctor disability claim lawyer serving Arkansas, call 800-562-9830
Our Founding Partner, Marc Whitehead, Is Double Board-Certified
Marc Whitehead holds certifications from both the National Board of Social Security Disability in Social Security Disability Law and the Texas Board of Legal Specialization in Personal Injury Trial Law.
He established Marc Whitehead & Associates in 1992, dedicating the firm solely to disability cases and fighting for the rights of injured individuals. Our team has extensive experience in holding insurance companies responsible and helping clients secure the benefits essential for their financial security.
Arkansas Denied Doctor Disability Claim Lawyer Near Me 800-562-9830
How Your “Own Occupation” Insurance Policy Is Designed to Protect You
Even a slight hand tremor or another minor disability can prevent a doctor from fulfilling their professional responsibilities, which is why many physicians opt for private “own occupation” disability insurance to protect their financial future. These policies are intended to safeguard policyholders who cannot perform the duties specific to their specialty.
Unfortunately, insurance companies frequently misinterpret the term “own occupation” to justify denying valid claims. They may claim that you can still undertake other functions within your broader profession, even if you are unable to perform the specific tasks related to your specialty.
For instance, they might contend that you can manage patient consultations, supervise fellow physicians, or deal with paperwork, even if your specialty is as a surgeon and you can no longer perform surgery.
The purpose of your insurance policy is not to force you into a consulting or administrative role. We are here to ensure that your rights are protected.
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Common Excuses Insurers Use for Denying Valid Doctor Disability Claims
Insurance companies have a variety of tricks they use to deny or undervalue valid claims in order to reduce their financial liability. Insurance adjusters may use unethical strategies to evade compensating you, even if you have diligently contributed to your policy for years.
Our experienced denied doctor disability lawyers in Arkansas are well-acquainted with the tactics insurers use to manipulate claimants and have developed effective counter-strategies. Some common methods employed by insurance companies include:
- Expanding the definition of your “own occupation” to include tasks that are not fundamental to your role
- Using a broad description of your occupation that does not accurately reflect the specific physical demands required for your medical specialty
- Providing you with benefits for only a limited time, despite the ongoing nature of your disability
- Using their own doctors when evaluating your injury, who may offer biased opinions that minimize your impairments and limitations
- Claiming that your inability to work is the result of a pre-existing condition, which could exclude you from coverage
- Pressuring claimants to accept a lesser amount in benefits than they are rightfully entitled to claim
An experienced denied doctor disability attorney in Arkansas can help combat the actions of insurers. Your lawyer will gather compelling evidence to support your disability claim, including assessments from medical professionals who can accurately define your “own occupation,” helping to ensure you are paid the benefits you are owed.
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Contact an Experienced Denied Doctor Disability Lawyer Serving Arkansas Today
When you file a legitimate disability claim, your insurer should pay you the benefits you deserve based on your insurance policy.
At Marc Whitehead & Associates, our firm is focused on disability claims, and we will work diligently to ensure that the insurance company meets its obligations to you.
Give us a call today to schedule a free case evaluation with a member of our legal team. You can also check out our client testimonials to get a better idea of the level of service we provide.
Call or text 800-562-9830 or complete a Free Case Evaluation form