Getting the disability benefits you need after a severe medical condition leaves you unable to work should be easy, but often it isn’t. Insufficient evidence, administrative errors, and even deliberate delaying tactics are just a few of the problems you may encounter when filing for disability benefits. Don’t get discouraged — get help. The law allows you to appeal a decision to deny you disability benefits, but you only have a limited time in which to act.
If your disability claim has been denied by the Social Security Administration, Veterans Administration, or a private insurance company, the Galveston disability lawyers at Marc Whitehead & Associates are here to help. We’ve represented numerous clients in Galveston, Galveston Island, LaMarque, Hitchcock, Texas City, San Luis Pass, Tiki Island, and other nearby Gulf Coast communities. We’re committed to ensuring local disabled workers and veterans receive the disability benefits they are entitled after their claims have been unfairly terminated, delayed, or denied.
How a Disability Lawyer in Galveston TX Can Help
Most people aren’t familiar with the rules and regulations governing Social Security and VA disability claims. Nor are they familiar with the many unfair tactics private insurance companies employ to get out of settling a legitimate disability claim.
Marc Whitehead & Associates have the legal experience and skills to effectively represent you in any disability benefits dispute. Our Galveston disability attorneys are familiar with all facets of disability law; we have represented clients in disputes with:
- The Social Security Administration
- Veterans Affairs
- CIGNA, Liberty Mutual, Prudential, the Hartford, and other Private Insurance Companies
If you have questions about your claim and why it was denied, call Marc Whitehead & Associates toll-free at (800) 562-9830 to schedule a free case evaluation.
LTD Insurance Claims in Galveston TX — Group Employer LTD Policies and Individual LTD Policies
Many people living and working on Galveston Island have purchased a group long-term disability (LTD) insurance policy through their employer, or an individual LTD policy directly from an insurance company. They buy these plans to provide financial assistance in the event that they become too disabled to work.
However, while insurance companies make it easy to purchase their LTD insurance policies, they often make it difficult for a policyholder to collect benefits when they need them. Companies like MetLife, Lincoln National, the Hartford, and others are well known for their efforts to unfairly delay, deny, or even terminate benefits.
ERISA is a group of federal laws that regulate group employee disability insurance policies. ERISA gives policyholders the right to appeal an insurance company’s decision to deny a disability claim. In addition, holders of individual LTD disability insurance policies are protected by Texas state insurance fraud and bad faith insurance laws.
Marc Whitehead & Associates are here to protect the rights of disabled workers who are being unfairly denied their benefits. We aren’t afraid to take on the major insurance companies and will argue your case in Federal Court if necessary.
If an insurance company has denied your claim for LTD benefits, a Galveston disability lawyer at Marc Whitehead & Associates can help. Our legal team offers unparalleled legal counsel to help you through every step of your long-term disability claim. We’ll prevent you from repeating the mistakes that sank your first claim and falling for the devious tactics the insurance companies often use to try and get out of paying a claim.
Marc Whitehead & Associates also represent individuals who encounter problems obtaining short-term disability (STD) insurance benefits as well.
Social Security Disability Attorneys for Galveston, TX
It’s not unusual for an initial claim for disability benefits through the Social Security Administration (SSA) to be denied. In most cases, it’s not because the applicant doesn’t deserve or isn’t qualified to receive benefits, but simply because they failed to provide the SSA Review Board with all the information it required to make a decision in your case.
The board-certified Social Security attorneys at Marc Whitehead & Associates have represented Galveston residents at all phases of the SSA disability process. We can help you prepare and file an initial Social Security disability claim or help you prepare an appeal if your first application was rejected. We know exactly what supporting evidence the SSA requires to make their decision, ensuring your claim will address any concerns they may have. Please contact Galveston Social Security disability attorneys Mike Whitehead & Associates if you have any questions about applying for disability benefits or appealing a denial of SS benefits.
If you’re wondering, fees for legal representation are set by the SSA, so it doesn’t cost you any more to have a Board Certified Social Security Disability Lawyer representing you.
Veterans Disability Claims
One of the biggest obstacles facing veterans when applying for disability benefits from the Veterans Administration is the VA itself. Epic amounts of regulations, administrative procedures, and red tape can result in case backlogs that can cause a VA disability claim to drag on for years. To avoid any unnecessary delays, get help from the experienced VA benefits lawyers at Marc Whitehead & Associates.
Galveston disability lawyer Marc Whitehead is accredited by the VA and has successfully represented veterans from all branches of the service for almost 30 years. If your claim for VA disability benefits was denied because your impairment isn’t service-connected, isn’t severe enough, or existed before your time of military service, we may be able to help by preparing an appeal that addresses their objections.
If you received a lower rating that you believe should be reconsidered, it is important to know your rights and how to proceed. The attorneys at Marc Whitehead & Associates will take a look at the rating decisions, help you understand what your options are going forward, and what deadlines apply in your case.
We are more than able to argue your case before a VA Regional Office hearing, Board of Veterans’ Appeals hearing and, if necessary, a U.S. Court of Appeals for Veterans Claims hearing.
Your Dedicated Disability Law Firm in Galveston County
You have a better chance of getting their disability claims approved during the appeals process when you’re represented by an experienced Galveston disability claim attorney. Marc Whitehead & Associates bring almost three decades’ of experience to help you fight against unfair denials of disability benefits. We’ll help you explore all legal options to prove to an insurance company or a federal benefit programs review board that your disability claim is justified.
If your claim for disability benefits has been denied by the SSA, VA, or an insurance company, you only have a limited time in which to file an appeal. Contact a Galveston disability lawyer at Marc Whitehead & Associates without delay. The more time we get to work on your claim, the better your chances of getting it approved.