Because of the complex nature of many medical procedures, even a minor disability can prevent a medical professional from performing the duties of their job. If you filed a disability claim after an injury or illness left you unable to do your job and your claim was denied, an experienced denied doctor disability claim lawyer in New Mexico can help.
At Marc Whitehead & Associates, we know how challenging it can be when a disability prevents you from working. If you can’t work, you should be able to receive the disability benefits you are owed to protect your financial situation. Our New Mexico disability lawyers are ready to use our 120+ years of combined experience to help. Give us a call today to set up a free case review.
Steps an Experienced New Mexico Denied Doctor Disability Claim Attorney Can Take to Help
When your disability claim has been denied, it is essential to secure experienced legal representation to fight for the benefits you deserve. Insurance companies have vast experience handling these claims and know all the loopholes to exploit to deny or devalue your claim. That’s why it is essential to hire a legal professional who can help level the playing field.
When you hire a denied doctor disability lawyer from our firm, they will take a variety of actions to help protect your rights and get you the money you are owed. Your attorney will conduct a thorough investigation of your case and collect evidence to prove:
- What the physical and cognitive requirements are for your medical specialty
- The extent of your disabling condition, with confirmation of your condition from independent medical professionals
- You qualify for insurance benefits, having met all the terms and conditions of your policy
- That your disability prevents you from performing the essential duties of your job as outlined in your insurance policy
- Your insurer acted in bad faith or took unjust actions in denying your claim
If your insurer denied your disability claim or stopped payment of your benefits, our experienced team is ready to fight for you. We’ll build a strong case for your appeal of the insurer’s decision, backed by proof of the validity of your claim and your right to receive benefits.
Our denied doctor disability attorneys in New Mexico are committed to protecting your rights and ensuring your financial future is secure.
For a free legal consultation with a Disability lawyer serving New Mexico, call 800-562-9830
How Your “Own Occupation” Insurance Policy Is Meant to Protect You
Because even a slight tremor or other minor disability can potentially prevent a doctor from performing the duties of their profession, most doctors carry private “own occupation” disability insurance to protect themselves should they be unable to continue performing the duties of their specialty.
Unfortunately, it is common for insurance companies to manipulate the meaning of “own occupation” in an attempt to deny valid claims. They may claim that you can still perform other duties that fall within your general profession even if you are prevented from performing the specific duties of your specialty.
For example, they may argue that you can perform duties such as patient consults, supervising other doctors, and performing other administrative duties even if you are a surgeon who can no longer perform surgery. Your insurance policy is not meant to force you into an administrative or consulting role. We will help protect your rights.
New Mexico Denied Doctor Disability Claim Lawyer Near Me 800-562-9830
Reasons Insurers Commonly Use for Denying Doctor Disability Claims
Insurance companies will go to great lengths to deny a valid claim or undervalue a claim to minimize the amount they have to pay. Insurance adjusters have a bag full of tricks they will attempt to use against you to avoid paying you the money you are owed, even if you have made all of the required payments for your policy for years.
Our experienced denied doctor disability lawyers serving New Mexico are well aware of the tactics insurers use against claimants and have developed effective strategies for countering them. Some of the strategies commonly employed by insurance companies include:
- Using general descriptions of your occupation when evaluating your claim that are not accurate to the physical demands required in your medical field
- Defining your “own occupation” to include duties that are separate from the core tasks of your job
- Using their own doctors to evaluate your injury who provide biased opinions of your injuries that minimize the impairments and restrictions caused by your disability
- Only providing benefits for a brief period despite your disability being ongoing
- Claiming your inability to work is the result of a pre-existing condition that excludes you from coverage
- Pressuring claimants into accepting benefits below what they deserve
An experienced denied doctor disability attorney serving New Mexico can help fight these tactics. They will collect strong evidence supporting your disability claim, including an evaluation of your medical condition by medical professionals who can also attest to the true definition of your “own occupation” and help ensure you receive the correct benefits for your claim.
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Our Founding Partner Marc Whitehead Is Double Board-Certified
Marc Whitehead is certified by the Texas Board of Legal Specialization for personal injury trial law as well as by the National Board of Social Security Disability for Social Security Disability Law.
He founded Marc Whitehead & Associates in 1992, and since then, the firm’s sole focus has been on disability cases and ensuring the rights of injured people are protected. We have extensive experience holding insurance companies accountable and helping our clients recover the benefits they need and deserve to secure their financial futures.
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Get Help From an Experienced Denied Doctor Disability Lawyer Serving New Mexico Today
When filing a valid disability claim, you have the right to receive the disability benefits you paid for through your insurance policy. At Marc Whitehead & Associates, our focus is on disability claims, and we will do everything in our power to help ensure the insurance company holds up its end of the deal.
Call us today to schedule a free case evaluation with a member of our legal team. You can also check out our client testimonials to learn more about the type of service we provide to our clients.
Call or text 800-562-9830 or complete a Free Case Evaluation form