Even a minor injury can threaten your ability to work as a medical professional. Unfortunately, securing approval for a legitimate disability claim can be difficult. Collaborate with an experienced denied doctor disability claim lawyer serving Mississippi to make this process smoother.
At Marc Whitehead & Associates, we have been fighting for our clients’ rights for over 30 years, focusing on disability claims. Our Mississippi disability lawyers offer personalized legal support tailored to your specific needs. Call us today for a free case evaluation.
Strong Legal Support From Experienced Mississippi Denied Doctor Disability Claim Attorneys
We have a proven track record of taking on large insurance companies and successfully obtaining rightful disability benefits for doctors across various specialties. Our team is well aware of the unfair tactics insurance adjusters employ, and we’ve developed effective strategies to combat them.
Your Mississippi Denied Doctor Disability Claim lawyer will build a strong case to demonstrate the following:
- You are unable to perform the essential duties of your medical profession as outlined in your insurance policy.
- The physical and cognitive demands of your job.
- How severe is your disabling condition, supported by evaluations from independent medical professionals.
- You have met all the policy requirements to qualify for benefits.
- Wrongful actions taken by insurance adjusters that may have led to the denial of your claim.
If your disability claim has been unjustly denied or your benefits have been revoked, we are here to fight for you. Our law firm will prepare a compelling appeal backed by solid evidence. Together, let’s protect your rights and secure the benefits you need.
For a free legal consultation with a denied doctor disability claim lawyer serving Mississippi, call 800-562-9830
Understanding “Own Occupation” Policies
This form of disability insurance provides income protection if you can’t carry out the essential responsibilities of your job due to illness or injury. You are eligible for benefits even if you can still work in a different role as long as you are unable to perform the key functions of your specific position.
For example, if an orthopedic physician with an “own occupation” policy becomes unable to perform surgeries due to a shoulder injury, they would still qualify for benefits. This applies even if they can work in a different capacity, such as providing telemedicine consultations or teaching at a medical school.
“Own occupation” policies offer more extensive coverage than other types of disability insurance because they focus on your ability to fulfill the exact requirements of your job rather than just whether you can work in any capacity.
Insurance Companies Manipulate “Own Occupation” to Deny Valid Doctor Claims
Insurance companies distort the meaning of “own occupation“ to deny legitimate claims. They may say that although a surgeon can no longer conduct surgeries, they are still capable of performing tasks such as drafting reports or overseeing medical staff.
This limited interpretation overlooks the fact that a surgeon’s main duty is performing surgeries, and being reassigned to an administrative position is not what the policy was designed to cover. At Marc Whitehead & Associates, we oppose these unfair reinterpretations to ensure that your policy is upheld.
Mississippi Denied Doctor Disability Claim Lawyer Near Me 800-562-9830
Are Legitimate Doctor Disability Claims Often Denied?
Insurance companies prioritize reducing their financial liabilities. You will likely encounter pushback when trying to access your benefits. Adjusters are trained in employing various tactics aimed at rejecting or minimizing valid claims.
Our Mississippi Denied Doctor Disability Claim attorneys are familiar with these deceptive practices. We understand how insurance companies operate and have developed effective strategies to counter their tactics. Let us assist you in obtaining the full benefits you’re entitled to under your policy.
Insurance companies try to deny legitimate doctor disability claims by:
- Narrowly defining your “own occupation,” concentrating on minor tasks rather than your job’s primary responsibilities.
- Broad job descriptions that fail to accurately represent the physical demands of your medical field.
- Collaborating with in-house doctors to provide biased opinions that underestimate your condition.
- Asserting that your disability results from pre-existing conditions that aren’t covered by the policy.
- Terminating your benefits prematurely, even if your disability persists.
- Pressuring you to accept lower benefits.
Our Denied Doctor Disability Claim attorneys in Mississippi collaborate with your healthcare providers to clearly demonstrate how your condition prevents you from performing the essential duties of your “own occupation.” We will show the severity of your disability and hold insurance companies accountable for paying fair benefits.
You bought disability insurance to protect your career and financial well-being. Don’t let the insurance company deny you the coverage you rightfully deserve. Our lawyers will help you stand up for your rights and fight for financial security.
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Call a Denied Doctor Disability Claim Attorney Serving Mississippi Today
Marc Whitehead & Associates focuses on disability claims, which gives us an advantage over other law firms. Our Mississippi denied doctor disability claim lawyers are skilled at constructing compelling cases that compel adjusters to grant you the disability benefits you deserve under your policy.
A wrongful denial of your claim shouldn’t jeopardize your medical career or financial stability. Contact us today for a free case review regarding your denied claim. We work on a contingency fee basis, so you only have to pay us if we win.
Call or text 800-562-9830 or complete a Free Case Evaluation form
