Becoming disabled and unable to work as a medical professional is devastating enough – having your disability claim wrongfully denied only compounds the stress and uncertainty.
We know you’ve worked tirelessly to build your career and paid extensive premiums to protect it with disability insurance.
Attempting to take on a billion-dollar insurance conglomerate alone is an uphill battle. But you don’t have to go it alone. Let our El Paso denied doctor disability claim lawyers relieve your burden and handle the appeals process to recover your rightful benefits.
The El Paso disability lawyers of Marc Whitehead & Associates can be the aggressive advocate you need during this challenging chapter. We are solely focused on disability claims and have over 120 years of combined experience. Let us put our resources to work for you.
Insurers Routinely Deny Legitimate Claims
Unfortunately, obtaining hard-earned disability benefits when needed is often an uphill battle against bad faith insurance tactics. Despite paying costly premiums, doctors across the U.S. see their claims wrongfully denied or terminated for any number of reasons, including:
- Misinterpreting the term “total disability” in the policy’s text
- Using ambiguous occupational descriptions to suggest you can work another employment
- Relying primarily on in-house medical personnel who are naturally biased against your illness
- Claiming you are exaggerating symptoms or malingering without evidence
- Enforcing strict mental/cognitive impairment limitations unreasonably
It’s a disturbing reality that billion-dollar insurers are more concerned with protecting profits than looking out for the doctors who dutifully paid into the system. Don’t let the insurance company take advantage of you. Let our lawyers fight to make the insurance company deliver on its promise.
For a free legal consultation with a denied doctor disability claim lawyer serving El Paso, call 800-562-9830
We Protect Your Specialty – “Own Occupation” Policies
Many of the doctors we represent purchased private “own occupation” disability insurance policies to protect their specialty area of practice. These policies are intended to provide total disability benefits if you become unable to perform the core duties of your specific occupation as a surgeon, ophthalmologist, dentist, OB-GYN, or other medical niche.
However, insurance companies frequently try to game the system by misinterpreting these “own occupation policy” definitions. They may take the position that you do not meet the policy’s definition of total disability because you can still perform minor duties, like handling paperwork or consultations.
Or they may cite general occupational descriptions to argue you have the functional capacity to perform outside your specialty.
Our denied doctor disability claim attorneys in El Paso have an extensive track record of success overturning these bad faith denials of doctors’ own occupation policies. We’ll forcefully make the case that your condition indeed renders you totally disabled from the material and substantial duties of your particular occupation and medical specialty based on:
- A precise breakdown of your occupational duties and how your restrictions/limitations make you unable to perform them
- Detailed medical evidence objectively demonstrating the extent of your impairment
- Expert witnesses regarding the functional demands of your occupation
- Legal arguments showing the insurer’s interpretations defy the true purpose of an own-occupation policy
- The insurer’s failure to properly address your credible evidence of disability
El Paso Denied Doctor Disability Claim Lawyer Near Me 800-562-9830
Don’t Give Up Hope – We Can Help
Far too many doctors make the mistake of giving up or going it alone after their disability claim is denied. Don’t take a risk on your future and lose out on benefits you worked hard to obtain over years of paying costly premiums.
Attempting to appeal a denied claim without experienced legal representation puts you at a severe disadvantage against the insurance company’s team of lawyers, medical consultants, and professional claim deniers. Having the right law firm by your side from the start makes all the difference.
Our denied doctor disability claims lawyers in El Paso know all the angles insurers use to wrongfully deny or terminate disability benefits for doctors. More importantly, we know how to effectively counter and overcome those tactics through forceful advocacy and undeniable evidence and arguments.
We’ll support your case with:
- In-depth reviews of your medical records by independent experts
- Comprehensive reports detailing your inability to work
- Rebuttals to the insurer’s misleading statements or skewed evidence
- The litigation skills and grit to take your fight all the way to court if needed
Click to contact our El Paso Disability Lawyers today
Contact an El Paso Denied Doctor Disability Claim Law Firm Today
Medical professionals dedicate their lives to preserving and restoring the health of others. However, they often put their own well-being at risk in doing so. The physical and cognitive demands of being a physician are immense – from long hours spent on one’s feet to the critical decision-making required when diagnosing patients.
When your career and future quality of life are at stake, don’t trust your disability claim to anything less than board-certified legal representation. If your doctor’s disability claim was denied or terminated, it’s critical to act quickly before key deadlines expire.
Call a El Paso denied doctor disability claim lawyers at Marc Whitehead & Associates today for a free consultation to get started. We handle cases nationwide and work on a contingency basis, so you pay no fees until we win your benefits.
Call or text 800-562-9830 or complete a Free Case Evaluation form
