Social Security Disability

Winning a Social Security disability claim isn’t always easy, but if you are suffering from an upper extremity fracture that is impacting your quality of life and keeping you from getting and keeping a job because your arm or hand just doesn’t work very well anymore, sometimes it is the only route available to you.

So what do you need to know before you file for disability? One of the most important things to understand is that there are two ways you can be approved.

The first is by meeting the requirements spelled out for a specific disability in the SSA’s Listings of Impairments. If someone can show that their medical issue matches one of these definitions, they are automatically approved to start receiving benefits. Ideally, this is the approval route that you want to take because it is the most straightforward way to go.

Sometimes when you break your leg or fracture your pelvis, the injury is so severe that problems related to it just won’t go away and you need to apply for Social Security disability benefits. Obviously, though, breaking your leg isn’t enough in and of itself to qualify for disability. The SSA has specific criteria that you have to meet.

The clearest path to getting the benefits you need is to meet the definition laid out by the SSA in their Listings of Impairments. These listings include specific criteria for each qualifying medical issue, and if you are able to show that your condition matches a listing, disability benefits will be yours – you automatically qualify.

With so many people in our country classified as obese or overweight, it’s not uncommon for questions to arise about how obesity can affect a claim for disability benefits. Since obesity is a medical condition recognized by Social Security, can you argue that you’re disabled if you’re obese? How does it impact a claim based on a separate condition where the individual also happens to suffer from obesity?

Is Obesity a Disability?

Welcome to part six in our series on musculoskeletal disorders. You can read our previous posts on the subject here. One question that a lot of people have about musculoskeletal disorders is how prosthetics or other assistive devices fit in, so below we’re going to cover what role they play in getting disability benefits. To break it down in a clear way, there will be three sections: one for prosthetic devices, one for orthotic devices, and one for hand-held assistive devices.

Welcome to part six in our series on musculoskeletal disorders. You can read our previous posts on the subject here.

Today we’re going to talk about treatment. If you’ve been following these posts, you already know why treatment is important if you are considering applying for social security disability benefits – it acts as a record showing the existence, duration, and severity of your impairment. Moreover, anything that has been officially entered into your medical record regarding your disability has to be considered by the SSA before they can make a ruling.

By now we’ve covered what musculoskeletal disorders are, defined “loss of function,” gone over tests and procedures, and discussed the spinal exam. Documentation has come up from time to time, but we haven’t really gotten into the nuts and bolts of why it’s needed or what happens if you aren’t receiving ongoing treatment.

Below you’ll find answers to those questions and more.

When you apply for disability from Social Security, one sure way to guarantee benefits is to meet their definition for a specific type of impairment. One of the most common groups of impairments they define is disorders of the musculoskeletal system.

The definition for these types of disorders is fairly broad and encompasses a large number of issues. Some of the most common include things like:

Recently I tried to break down the complicated way that military personnel earn their Social Security benefits through their service. But there’s one part of this equation that’s so confusing I thought I’d go into it in more depth – extra credit earnings.

Extra credit earnings are exactly what they sound like. They are types of work that military personnel can engage in that earn them more than the standard amount. Basically, because they’re deemed to be doing more or harder work, they’re getting a bonus.

If you served in the military, you probably know that you can receive Social Security benefits for the time that you spent there. Chances are good, though, that you probably don’t really understand which parts of your service actually qualify for benefits, how much you should be getting, or just how it all works in general.

Why? This is due to the fact that for some reason, the government has chosen to make the Social Security benefit earning system for military personnel one of the most complicated systems ever created. For example, while active duty has been covered since 1957, participation in weekend drills didn’t count towards your benefits until 1988. And even though it wasn’t “covered” and no military personnel paid Social Security taxes before 1957, “some” military service before this time will still count as “special credit” and earn you more benefits.

Politicians and TV news people love to shock the American public with statements and stories about how the disability program is out of control. That’s why there won’t be any money for disability insurance by 2016, they say, and it sounds pretty convincing. After all, our government leaders wouldn’t let us get so close to the edge of not having money as part of a plan, would they? This lack of funding has to be a surprise, right?

Actually, it is.

Disability insurance running out of money’s something that happens every once in a while, and lawmakers always find the funding somewhere. The last time this happened was in 1994. And how long did those lawmakers expect the money to last? You guessed it – until 2016. Running out of DI money was part of the plan.