Disability benefits provide essential financial and medical support for individuals unable to work due to disabilities. The two main federal disability programs available are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
SSDI benefits are based on the applicant’s work history and contributions to Social Security, while SSI is determined by the applicant’s current income and assets.
Call or text 800-562-9830 or complete a Free Case Evaluation form
It is advisable for applicants to apply as soon as they recognize their inability to work, as the application process can be lengthy. Additionally, applicants may receive back pay for the waiting period. SSDI recipients may become eligible for Medicare after a waiting period, whereas SSI recipients typically receive about $943 per month, along with Medicaid.
Individuals can apply for both programs simultaneously.
For a free legal consultation, call 800-562-9830
To check your eligibility and potential benefits, visit the Social Security Administration (SSA) website. Additionally, consulting with a Social Security lawyer can be helpful during the application process, particularly for gathering medical records and navigating appeals.
These benefits provide an essential safety net for maintaining financial stability during challenging times. Here are some common reasons individuals might consider applying for disability benefits:
- Inability to Work Due to a Disability
If a disability prevents you from working, you may qualify for disability benefits to provide financial support. This includes physical or mental conditions like chronic illnesses or injuries. - Long Term Disability
If your disability is expected to last a year or more, or result in death, you may be eligible for benefits. These can help if you’re unable to return to work long term. - Inability to Perform Daily Activities
If your disability affects your ability to do daily tasks (e.g., cooking, bathing, dressing), you might be eligible for benefits to support in-home care or equipment. - Medical Costs and Treatment
Medical expenses related to disabilities can be quite high. Benefits can help cover treatments, medications, and medical devices, and may also provide access to Medicaid or Medicare. - Psychological or Cognitive Disabilities
Mental health issues like depression or anxiety, or cognitive conditions like dementia, may make it difficult to work. These can qualify you for disability benefits. - Permanent or Progressive Conditions
If you have a permanent or progressive condition (e.g., multiple sclerosis, Parkinson’s), applying early for benefits can help as your condition worsens. - Preventing Financial Hardship
Disability benefits can help cover living expenses when you’re unable to earn a regular income, reducing financial stress and enabling you to focus on managing your condition. - Family or Caregiver Support
If you’re the main caregiver for someone and your disability prevents you from providing care, benefits can help support your family or allow you to hire help. - Access to Rehabilitation and Vocational Services
Benefits can also provide access to programs that assist with rehabilitation, skills training, or finding a new job if returning to your previous one is not possible. - Loss of Employment Benefits
Losing your job due to disability can mean losing benefits like health insurance or retirement contributions. Disability benefits can help replace some of these. - Workplace Accommodation Challenges
If your disability makes it hard to work and your employer can’t provide the support you need, disability benefits can offer financial relief. - Protection Against Future Financial Instability
Disability benefits protect you from financial problems in case of accidents or illnesses, especially if savings run out. They provide a safety net.
If you believe you qualify for social security disability, reach out to Marc Whitehead and Associates. We are here to help you navigate the legal process for obtaining SSDI benefits. We advocate for clients across the nation in applying for Social Security Disability Insurance (SSDI) benefits or appealing previous denials.
