You Counted on Their Promise to Pay. Make Them Keep It.
We Have Been Making Them Keep Their Promises for 30 Years
Those who suffer mental impairments often find themselves facing more than just the insurance company or government program standing in their way of getting crucial benefits. Often it’s your treating psychiatrist, psychologist or mental health doctor who seems to be working against your mental disability claim. It is important your claim has the support of …
Like many of our clients, you may have purchased a private long term disability (LTD) insurance plan through an independent broker. Another common type of long term disability is group disability. These policies are often provided as part of a benefit package through your employer. What sets private policies apart from group policies are: The …
Chances are pretty good that your regular physician wouldn’t diagnose you with a specific ailment without seeing you first, right? Why, then, is it considered okay for forensic psychiatrists to offer their professional opinion on a person – an opinion that may go a long way towards deciding whether or not that individual gets the long term disability insurance benefits they need – without conducting a personal examination?
The answer is that it isn’t considered okay – usually.
Are you applying for long term disability insurance benefits for CFS? Here’s important Information to help you understand and prove Chronic Fatigue Syndrome to the insurance company.
Chronic Fatigue Syndrome, or CFS, is one of five conditions that are commonly labeled as “subjective disorders.” What does this mean? It means that they can’t be proven through objective medical testing.
Because of this, long term disability insurance providers typically fight hard to deny these types of claims. If you want to get the benefits that you deserve, you need to understand how the condition works, what kinds of information and documentation is necessary for a diagnosis, and how to convince your long term disability insurance provider that you truly are dealing with an issue that prevents you from working.
AETNA is among the biggest long term disability insurance providers in the United States and many of our clients have suffered from a denial of their AETNA benefits claim. Our disability lawyers represent AETNA LTD denials at the appeal or lawsuit stage.
Our firm successfully represented a 48 year old woman, from Savannah, Georgia, in her recent appeal of an Aetna Life Insurance Company’s denial for long-term disability (LTD) benefits. We were able to take the responsibility for the appeal off of her shoulders and win her the benefits that she deserves.
Common Deceptive Disability Insurance Company Claim Tactics Disability insurance company claim denials are often subtle and not readily apparent. The communications you receive may give you the impression that your claim has been approved, yet weeks or months might elapse with no disability payments. When you call the company for an update on the status …
If you have a disability claim, you’re already at a disadvantage trying to figure out what 90% of the language means that you’re now forced to read, understand and respond to. Making sense of the terms of your long term disability policy requires nothing short of a glossary. Our list of disability insurance definitions will …
Private Disability and ERISA (Employer Provided) Disability Claims Appeals If an insurance company denies your claim for long term disability benefits, you can file an appeal of the decision. This is your right. The insurer must allow you a full and fair review of a denied long term disability claim. What is an Appeal? The …
What are your legal rights to private disability, when your insurer denies your claim? Insurance companies often use underhanded tactics to reject and delay claims for long term disability insurance. Many people come to us feeling defeated, angry and distraught after their claim was denied. If your insurance company has wrongfully denied your claim for …
Almost 26 million children and adults in the US have Type 2 diabetes, according to the American Diabetes Association, and many of these people also suffer from peripheral neuropathy as a result of diabetes-related nerve damage. Neuropathy may become increasingly severe over time, causing pain, numbness, and weakness in the hands, feet, or other parts of the body, and eventually compromise an individual’s ability to work and complete normal daily activities.
If neuropathy makes it impossible for you to continue completing the normal functions of your job, you will likely need to apply for disability benefits and prove that this disability is legitimately preventing you from working. The following forms of documentation will help you prove your case and receive the benefits that you need to support yourself.
