Why is it Important to Regularly Treat With Your Doctor While Receiving Long Term Disability Benefits?
Many Long Term disability benefit claims are denied because claimants do not seek enough medical treatment. Maintaining regular communication and visits with your doctor while receiving Long Term Disability benefits is crucial for several reasons:
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Medical Documentation
Frequent visits to your doctor help ensure that your medical records are accurate and up-to-date. These records are essential for demonstrating that your disability is ongoing and that you still meet the criteria for receiving benefits. Insurance companies often require continuous documentation to assess the validity of your claim.
Compliance with Insurance Requirements
Some Long Term disability insurance policies mandate periodic evaluations or medical updates. Missing these check-ins could lead to a reduction or termination of benefits. Your doctor’s reports help ensure compliance with these requirements.
Treatment Plan Adjustments
Chronic conditions often require modifications to the treatment plan. Regular doctor visits ensure you receive appropriate care, effectively managing your condition and supporting your recovery efforts. This also reinforces the idea that you are actively working towards improvement, which is important for your claim.
Avoiding Gaps in Care
Infrequent doctor visits may lead to gaps in care, potentially worsening your condition. This can impact your health and benefits, as insurance companies may question why you are not consistently seeking treatment.
Building Trust with Your Doctor
Regular visits foster a stronger doctor-patient relationship. Your doctor will gain a better understanding of your health, leading to more personalized care and a stronger case if you need medical reports for your disability claims.
Recovery Monitoring
If recovery is anticipated over time, consistent check-ups allow your doctor to monitor your progress and adjust treatment as needed. If recovery is not progressing as expected, your doctor can document the necessity for ongoing disability benefits.
Psychological Well-being
Regular medical check-ins help you stay connected to the healthcare system, reducing feelings of isolation or neglect that can sometimes accompany Long Term disability. This connection can positively affect your overall well-being and keep you motivated.
In summary, staying engaged with your doctor ensures that you receive proper care, that your medical records are updated, and that you fulfill the requirements of your Long Term disability insurance policy.
Choose Marc Whitehead & Associates to Handle Your Disability Claim
For the past three decades, our disability lawyers have been dedicated to helping individuals like you obtain the Long Term benefits they need. Our team manages individual insurance and ERISA claims nationwide. We also assist you in building a strong appeal case for a denied disability claim. Reach out to our team to learn more or schedule a free consultation.
