Across Texas, policyholders are experiencing a serious uptick in long term care insurance denials. If you or a loved one have long term care insurance and are being treated unfairly by your insurance company, you have come to the right place. Whether your LTCI claim has been denied or you are ready to file initially …
Life Insurance Category
Lapse of Coverage to Deny Life Insurance Benefits
What happens if you did not pay your life insurance premium? Is the policy still in effect? An insurance company may deny a claim for benefits when the insured has not paid premiums in a timely manner. If benefits have been denied, or if a policy has been terminated under these conditions, contact our life …
Denial for Material Misrepresentation
The No. 1 reason that life insurance companies deny claims is a denial for material misrepresentation. This means the insured has purposefully concealed, falsified or left out relevant facts critical to the proper issuance of an insurance policy. He or she failed to disclose information on the application that is required for the insurer to …
Suicide Exclusion as Basis for Denial of Life Insurance
If your life insurance company wrongfully denied death benefits on allegations that your loved one took his or her own life, seek legal help with our firm today. We will review your claim to ensure you receive the benefits you deserve. These allegations are complex and it is important that your rights and the rights …