Guardian Life is one of the largest mutual life insurance companies in the United States. As a mutual insurance company, Guardian does not have shareholders but instead is owned entirely by its policyholders. Guardian Life was founded in New York in 1860 and today is a Fortune 300 company.
Guardian sells an array of insurance products, including disability income insurance, employee benefits, life insurance, long term care insurance, and medical and dental insurance. Guardian Life’s disability and employee benefit plans cover both short-term and long-term disability. Employees can also voluntarily buy additional disability benefits at work.
Guardian Life’s disability income insurance is sold through their affiliated company, Berkshire Life Insurance Company of America. Berkshire’s insurance products are personal and business disability insurance. These insurance plans cater to professionals and executives such as doctors, lawyers, accountants, and corporate and government employees.