The Hartford is one of the country’s largest Long Term Disability Insurance Carriers and is notorious for using video surveillance to deny benefits.
The video surveillance is usually conducted without the permission of the claimant and can take place over several days or weeks. Tens of thousands of dollars are spend on just one claim in order to conduct secretive video until they get footage that they think will support a claim denial. The Hartford is actually permitted to videotape you anytime you are in the public domain but you don’t need to be worried about the surveillance unless you are engaging in activities that do not conform to what your treating physicians have stated that you can and cannot do.
If you’re insurance company has used surveillance to pursue your long term disability claim, there are measures you can take to protect your claim.
You may request that the disability insurance company provide you with copies of any video surveillance, including all written reports. You can also request that they send copies of the surveillance to your treating physicians so they can comment on whether or not the activities in the video are inconsistent with your medical disabilities. Should you be contacted by a private investigator, be sure to ask if they have conducted any video surveillance before you answer any of their questions. If you don’t, the investigator will try to catch you saying something inconsistent and then show you the video to prove that you are not telling the truth.
For a free legal consultation, call 800-562-9830
If your claim has been denied because of video surveillance your next step should be hiring an attorney can in demonstrate that the video surveillance has no relevancy to the requirements of working any job for 8 hours per a day. Claimants are most often successful when they have strong representation from an experienced disability lawyer and our firm has over 20 years of experience dealing with The Hartford.
With the help of an experienced Hartford disability claims attorney you can fight back with a strongly supported appeal.
If you have questions about your disability claim, visit our website or download a copy of our free E-book today!
Call or text 800-562-9830 or complete a Free Case Evaluation form
