Long Term Disability Claims Attorney
Since our founding in 1992, Marc Whitehead & Associates has helped disabled individuals from coast to coast fight for and win their rightful long term disability insurance benefits. Through the combination of our experiences plus our passion for disability law, our law firm has developed a proven approach that in turn gives our clients the very best chance of being approved for benefits. Our long term disability insurance claims attorneys assist with all stages of the disability claim process.What We’ll Cover On This Page
We Can Help You With
Initial Long Term Disability Insurance Claims Application – Involving an experienced disability lawyer at the claim application stage can change the outcome of your case. We will help you file a conclusive disability application, and oversee your disability case from start to finish. Claim Denial: Group Disability (ERISA) – Our firm can help you with every aspect of your denied claim under a group disability plan. Governed by complex ERISA law, the appeals process is the most important step in any group claim denial. You can only file a lawsuit once all claim appeals have been exhausted. You need lawyers who are dedicated to appealing and litigating ERISA disability insurance cases fighting for you. Claim Denial: Individual Disability (Non-ERISA) – Our long term disability insurance claims attorneys work directly with medical professionals, business executives, and high income individuals nationwide to protect their disability benefits from wrongful denial under private policies. Whether this means appealing the denial, negotiating a settlement or litigating the matter in court, you need attorneys on your side experienced in state insurance and contract laws, tort law and consumer protection laws. Benefit Protection Services™ – Once benefits start, insurers will require monthly proof of continued disability. Through our Benefit Protection ServicesTM, we take this legal burden off your shoulders to ensure you receive continuing payments for years to come. Lump Sum Buyout – While it may sound appealing, a lump sum settlement offer from the insurance company can either be risky or beneficial for you. Buyouts and settlement always call for experienced legal analysis and guidance. Our attorneys will ensure that your rights and benefits are protected. Total vs Residual Disability Analysis – Your policy likely has a provision for Total and Residual disability. There is a huge difference between these two levels of disability, and you should never assume the insurer will qualify you correctly. Get a long term disability insurance claims attorney review of your policy to understand what it really means in your situation under your policy’s terms. What Our Clients Have To Say
“Marc Whitehead and his colleagues are worthy of your trust.”
Marc Whitehead and his colleagues are worthy of your trust. They were timely in providing information and accurate with their efforts in getting my disability claim approved after 2 denials. From start to finish it was less than 12 months. Social Security will tell you hiring someone to represent you won’t speed things along. My advice is hire Marc Whitehead and let him prove how quickly your claim gets approved.Anthony K.
“The firm certainly has a good legal team working for their clients!”
Being a head paralegal at two firms and a hospital, I had extremely high expectations for the legal team working my disability case. From Monique working my intake, Melissa heading the legal team, Jaime collecting records, and Georgia responding to every question I threw at her, I felt completely at ease with the entire process. The firm certainly has a good legal team working for their clients!Mallory V.
“They are there to fight for you until you get what you deserve!”
Chris and Selena have been the best representatives I have ever had. They are swift, trustworthy, and knowledgeable in their craft. If you have been denied ssa benifits don’t stress and call Marc Whitehead and Associates! They are there to fight for you until you get what you deserve!Justin N.
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Can you fight back if your Long Term Disability Insurance Company Says No?
Yes, absolutely! An experienced attorney will review your case, gather evidence, build a strong legal argument, navigate the appeals process, negotiate with the insurance company on your behalf, and fight tirelessly on your behalf when facing a denial from your Long Term Disability Insurance company. Assuring that all the necessary paperwork is filed accurately, representing you at negotiations and hearings, and providing you with valuable guidance and support every step of the way will increase your chances of a successful appeal. Whether you have already been denied benefits, or are just now filing and need assistance with your initial disability application, Marc Whitehead & Associates will help you demonstrate to the court that you are in fact disabled under the terms of the policy, and seek a court order for regular payments. Additionally, we will help in the event your payments have been delayed or you have been under-compensated. If you have been fired or laid off, and intend to file a LTD claim, we can effectively help you in that area.
Our Guarantee to You: 100% Client Satisfaction
If, during the first 30 days of our relationship, you are not 100% satisfied with our professional level of legal representation, if you are not 100% satisfied with the customer service you receive, if you are not 100% satisfied you made the right choice for any reason, you can walk away anytime within the first 30 days and owe us nothing with no questions asked.
Your Experienced Lawyers In This Practice
Marc Whitehead
Anthony Vessel
Britney McDonald
Madison Donaldson
Insurance Companies Can Deny Valid Disability Insurance Claims
It has become common practice for insurance companies to systematically deny valid disability insurance claims as a means of containing costs and increasing profits. Insurance companies that commonly issue disability policies are:- Unum
- Aetna
- Liberty Mutual
- Provident Life and Accident Insurance
- The Hartford
- Colonial Life Insurance Company
- John Hancock
- New York Life
- MetLife
- Prudential
- Penn Mutual
- Cigna
- Guardian Insurance
What Will A Long Term Disability Denial Attorney Do For Me?
- Aid you in filing out all insurance company forms
- Evaluate your insurance claim and advise you on long term disability laws and your options
- Review your medical records and make suggestions for any additional testing required to prove your case
- Supplement your claim file with additional medical records
- Obtain medical reports and opinion evidence regarding your disability
- Consult with qualified Vocational Experts to get opinion evidence rebutting an insurance company’s denial
- Obtain and develop evidence regarding your “Residual Functional Capacity” that is the key to your disability claim
- File your administrative disability appeal when necessary, quickly and effectively Correctly calculate your benefits
- File a legal brief arguing the legal, medical and vocational issues in your case
- File a lawsuit in Federal Court if necessary
- Conduct discovery in the Federal Court case such as filing interrogatories and requests for production as needed as well as taking all necessary depositions
- Responding to Motions for Summary Judgment and trying your lawsuit
Call or Message us to schedule your FREE consultation. No obligation to you. We’re available 24/7 & Located through out Texas
800-562-9830 Free ConsultationNationwide Representation from Long-Term Disability Attorney Marc Whitehead
Marc Whitehead has been practicing law for over 30 years in Houston, focusing exclusively on disability law. His firm, Marc Whitehead & Associates files applications and appeals denials for Long-Term Disability insurance policies, Social Security Disability and Veterans Disability. He has authored books on each of these topics and presented nationwide on disability law. Marc is double board-certified in Social Security and Personal Injury. In addition to his legal work, Marc is a certified practice advisor with Atticus, an organization that provides business training and management skills necessary to build and maintain a profitable practice. Call Marc Whitehead & Associates today at 800-562-9830 to speak to a long term disability insurance claims attorney about your case. You never wanted to make this call We promise to make it EASY for you. NO OFFICE VISIT NECESSARY
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About The Author
MARC WHITEHEAD, ESQ.
Marc Whitehead, Esq. is the founding partner of Marc Whitehead & Associates, which he established in 1992 in Houston, Texas. Born on November 24, 1966 in Memphis, Tennessee, Marc was raised in Normangee, Texas and graduated in 1985 from Normangee High School as class valedictorian.
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Please note, this book is offered for educational purposes only, and is not intended as legal advice. A licensed attorney should be consulted directly on all legal issues that may affect you or your case.
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