An Assurity disability denial attorney can help you get the benefits you deserve. Throughout its long history, Assurity Life Insurance Company has imposed a high burden on policyholders who submit claims for disability payments. Even when they have legitimate disability claims, many of those policyholders have been unable to collect the benefits they deserve regardless of their years of payments of disability insurance premiums.
An initial disability claim rejection from Assurity is never the end of the line. If Assurity has rejected your claim, rather than fighting them alone, you should call the law offices of Marc Whitehead & Associates to consult with an experienced long-term disability attorney. Our lawyers routinely challenge Assurity with appeals and other procedures that help policyholders to recover the benefits that they have paid for. Call our offices as soon as possible after you have received an Assurity disability claim denial to protect your rights to recover your full benefits.
How an Assurity disability Denial Attorney can Help with Your Appeal
In most disability claim denials, Assurity will tell you that you did not submit a complete or accurate claim or that the medical evidence of your disability is wrong or unsupported by facts. When you retain an Assurity disability claim lawyer from our firm to respond to that denial, we will:
- Collect and analyze all evidence of your claimed disability and verify that a complete record of that evidence is on file with Assurity
- Interface with your medical team to develop a thorough chronology of your abilities before and after you became disabled and to demonstrate with objective medical records that your disability claim is legitimate
- Retain and consult with experts from other fields who can attest to how your disability prevents you from working in a substantially gainful capacity
- Assess your residual or remaining ability to work in view of the medical limitations imposed by your disability, and then use that assessment in a thorough and accurate narrative account to justify your disability claim
- If an appeal of your claim is rejected, as a last resort we can sue Assurity to demand the contractual benefits you deserve.
If your employer paid for and provided your Assurity disability policy, your claim and any appeals to a denial of your claim might be governed by ERISA laws. Your disability claim lawyer will also determine whether your claim is subject to ERISA rules and regulations.
There is a Short deadline for Filing an Appeal to an Assurity Disability Claim Denial
If you have received a denial letter from Assurity, you have only 180 days from the date of that letter to file an appeal to recover your disability benefits. After you file your appeal, Assurity should respond within 45 to 90 days. Any failure to provide complete information or to respond to all requests for additional evidence can be fatal to your claim. An experienced disability claims denial lawyer is your best resource to prevent that unfortunate outcome.
How to Decide if You Should file an Appeal
If you have a long-term or permanent disability that limits your capacity for full-time work or prevents you from working altogether, your long-term disability insurance policy can provide years of benefits that can add up to tens of thousands of dollars. You can use those benefits to pay your regular bills and provide for your family while you are unable to work. If your claim is denied and you need those benefits, you should not hesitate to contact our law firm to file an appeal.
Speak With an Assurity Disability Denial Attorney
The long-term disability claims attorneys at the law offices of Marc Whitehead & Associates will provide a courteous, professional, and complimentary assessment of Assurity’s denial of your disability claim. We are ready to fight tirelessly to recover the benefits that you deserve from your Assurity long-term disability insurance policy.
We represent clients throughout the United States from our headquarters offices in Houston and our satellite offices in Cypress, The Woodlands, El Paso, Dallas, San Antonio, and Temple. Call any of our offices to consult with an attorney who can fight for your rights to get the disability benefits you paid for.