Marketing disability insurance to doctors and physicians is big business. While issuing disability insurance plans is profitable, paying out on these policies is not.
Whether you are a cardiologist, anesthesiologist, surgeon or a dentist, your disability policy likely falls in the “high dollar” category… one that would be quite beneficial for the insurance carrier to deny and not have to pay.
Many insurance companies resort to every strategy, tactic and angle at their disposal that will allow them to deny or terminate a legitimate claim. Their hope is that eventually you give up and abandon the doctor’s claim, or otherwise fail in your efforts to appeal the claim.
Like most doctors and dentists, you purchased a long term disability insurance policy to protect your family and yourself in the event of total or partial disability. There is much at stake, should you no longer be able to practice medicine.
You paid insurance premiums for years – a lot of money in return for protection and peace of mind knowing that disability income will be there to help support you when you need it.
Now, you have fallen ill or become injured to the point that you can no longer practice medicine. As a matter of course, you file a disability claim with your insurance carrier. Yet instead of honoring your policy, you are stunned to learn that your insurance provider has denied your claim. Or perhaps your insurer is systematically stalling your claim decision … making it impossible to get benefits when you need them most.
Few attorneys are able to effectively deal with disability insurance denials of doctor’s claims. These are extremely complex matters which require representation from a lawyer that knows how the major disability insurance companies operate, is proficient in insurance law, and knows what is required to successfully overturn a doctor’s claim denial.
If you believe your disability insurance provider is guilty of breach of contract or bad faith, then you need an experienced long term disability claims lawyer to protect your rights. Marc Whitehead & Associates is highly respected for its legal representation of medical professionals throughout the United States.
Our clients rely upon us for solid and effective advocacy based upon our extensive experience, knowledge and insight into the disability insurance industry. We know what you are up against and we have the skill and resources to take on big insurance.
These are all reasons why you should have an experienced Long Term Disability Attorney on your side. With over twenty years of experience, our firm can help you win the benefits you deserve.
If you have questions about your disability claim, visit our website or download a copy of our free E-book today!