It’s often difficult to get approved for long-term disability benefits for HIV/AIDS. There are many reasons why these are denied. If an insurance company has denied your claim for LTD benefits due to HIV/AIDS, ERISA and other federal and state laws give you the right to appeal this denial. You only have a limited time […]
I Have Lung Cancer. Will I Qualify for Long-term Disability Benefits?
If the impairments caused by your lung cancer and its treatment mean you are no longer able to work, you may need to file a long-term disability (LTD) benefits claim to help pay your bills. What Is Lung Cancer? Cancer is a disease caused by the growth of abnormal cells within the body. The abnormal […]
How to Write A Long Term Disability Appeal Letter
After an insurance company makes a decision to deny your disability claim, they will send you a letter informing you of their decision. The letter should tell you why your claim was denied, as well as how long you have to let them know that you intend to appeal their decision, and how long you […]
ERISA Traps to Watch for in Group Disability Claims
The federal ERISA statute is filled with technicalities, hidden pitfalls and land mines — so much so, the unrepresented claimant has little chance of successfully fighting a wrongful denial of benefits. Group disability insurance claims can be successfully handled when an experienced ERISA lawyer is in your corner fighting for you. Our law firm is […]
After I’ve Made an LTD Benefits Claim, Will The Insurance Company Talk To My Friends and Neighbors?
Insurance companies are run to make a profit. To them, having to pay long term disability benefits to a policyholder who’s become too ill or injured to work is a loss. To avoid a loss, the insurance company will often go to great lengths to show the policyholder is not disabled and can work, even […]
If I Have Ovarian Cancer, Do I Qualify for Social Security Disability?
In recognition of Ovarian Cancer Awareness Month, the disability denial attorneys at Marc Whitehead & Associates would like to focus attention on this often misdiagnosed disease that claims the lives of over 14,000 women in the U.S. each year. According to the American Cancer Society, one in 78 women will be diagnosed with ovarian cancer […]
Denied Ataxia Disability Benefits?
Fight for Your rights with an Ataxia Disability Lawyer
If your insurance provider unfairly denied your disability claim for ataxia, we can help. Our law firm represents claimants who were denied LTD insurance benefits for ataxia and other neurological disabilities.
As disability attorneys, we have a deep understanding of the various types of ataxia and the havoc it can wreak upon its victims.
Liberty Mutual LTD Denial Multiple Sclerosis Overturned
As disability attorneys, we represent unfairly denied Liberty Mutual disability claims for policyholders throughout the U.S.
Liberty Mutual has been selling group disability insurance to employers for over 60 years. These group benefits are intended to replace a portion of an insured employee’s income lost during a disabling sickness or injury.
Liberty Mutual sells group coverage for both short-term disability and long-term disability. Short-term disability provides benefits for intervals up to 13 or 26 weeks; Long-term disability provides benefits for longer durations, typically up to age 65 or retirement age.
Hartford LTD Denial Reversed for Dentist
Founded 200 years ago, The Hartford Financial Services is one of the largest insurance companies in the United States and is a leading carrier of short term and long-term disability insurance. Our experienced disability attorneys represent Hartford LTD denial claims at the appeal and lawsuit stages of disability claims.
Recently, we represented a Dentist from Texas with severe back and spinal issues, lumbar spondylolisthesis, and a complete shoulder replacement in her appeal of Hartford’s decision to deny her claim for long term disability (LTD) benefits.
There was no real justification for the denial she received. The insurance company failed to take into account the substantial and ongoing medical limitations of our client’s physical impairments. They also ignored the severe impairments caused by our client’s necessary medications.
Prudential LTD Denial Reversed Acute Back Pain
The Prudential Insurance Company of America is the second largest provider of group life insurance in the U.S. and a leading carrier of short term and long-term disability insurance. Our experienced disability attorneys represent Prudential LTD denial claims at the appeal and lawsuit stages of disability claims.
We recently had the chance to represent a 59 year old man from Sarasota, FL in his appeal of Prudential’s decision to deny his claim for long term disability (LTD) benefits. Our client suffers from degenerative disc disease of the spine and lower back pain from Reiter’s Syndrome.
Although our client submitted his application for disability benefits within the specifications of the policy and within the correct timeframe, Prudential denied the claim for benefits stating that our client was not disabled under the terms of the plan.