The Social Security Administration (SSA) publishes guidelines that explain the Social Security Disability Income (SSDI) claim filing process. In short, you must have a disability that fits SSA’s criteria and have enough work history, i.e., you must have worked for at least five of the last ten years to qualify. While it may seem straightforward, many […]
How to Prepare for Long-Term Disability Interview Questions
You can prepare for long-term disability interview questions by being polite, prepared, and honest. The insurance interviewer will likely begin with a few easy questions to which they probably already know the answers, e.g., what medications are you taking, or when is your next doctor’s appointment? More difficult, open-ended questions will follow. For example, has […]
What Are The 5 Steps of SSDI Reconsideration?
The 5 steps of SSDI sequential evaluation by the Social Security Administration (SSA) can help you and your attorney identify the factors that could cause a denial and build a strong case for reconsideration. SSA looks at financial eligibility, the degree of your impairment, whether it fits SSA’s criteria, your work history, and residual function […]
What are the Stages of Long-Term Disability Claims?
There are a few important steps involved in filing a long-term disability claim. As a first step, you need to file a claim with your insurance provider, providing detailed information about your disability. If your claim is approved, it goes through a review process. In the event that your application is denied, you may appeal […]
What Disabilities are Hard to Prove?
When applying for Social Security Disability benefits, it can be difficult to prove certain disabilities. Conditions such as chronic pain, mental health issues, and extreme fatigue, which often have no obvious outward symptoms, can make the process more difficult. The best way to support your disability claim is to get professional help and gather strong […]
Can You Collect Long-Term Disability and Social Security at The Same Time?
It is possible to receive payments from both Social Security Disability Insurance (SSDI) and Long-Term Disability Insurance (LTD) at the same time if you cannot work due to a serious health problem. Doing this helps increase the total amount of money you receive, making it more stable financially for you. In other words, you can […]
How Do You Prove a Permanent Disability?
In order to qualify for Social Security benefits, you must provide strong medical proof that you are permanently disabled. Maintaining detailed records of your medical history and getting opinions from specialists are all part of this process. Additionally, you should explain how your disability affects your daily life and work. How Does the Social Security […]
Why Did My Disability Payments Stop?
Your long-term disability payments have stopped because the insurance company may allege that you are no longer disabled. They could claim that there is a failure to provide required medical documentation or a failure to meet eligibility criteria. Your long-term disability insurance carrier might have you under surveillance. Their goal is to find a reasonable […]
How Does the VA Assign Disability Percentages?
When you file a claim for service-related disability benefits with the Veterans’ Administration, the VA will review all the medical and other evidence you submit to substantiate your claim. It will then compare those records to the VA Schedule for Rating Disabilities (VASRD) to assign diagnostic codes. Those codes translate into a percentage rating of […]
How Does the VA Evaluate My Claim?
VA disability benefits provide a critical financial lifeline for veterans who have been injured in the line of duty. The process of obtaining these benefits can be lengthy, however, and may leave you with difficult questions, such as: “How does the VA evaluate my claim?” and “What evidence do I need for a successful claim?” […]