Insurance companies need objective information that verifies the claimant’s disability and their financial situation. Some insurance companies might ask for documents and information to delay making payments, but for the most part, these requests are a legitimate component of a benefits claim. If you have concerns about the information you have been asked to provide, […]
Is Cancer a Disability?
The Social Security Administration (SSA) recognizes cancer as a disability. Unfortunately, it doesn’t make it easy to obtain Social Security Disability Insurance (SSDI) benefits for cancer. You must convince the SSA you have been sick for at least a year, expect to be sick that long, or that your disease is terminal. The SSA also […]
VA Rating for Sinusitis
Many veterans have returned from service with sinusitis. Unfortunately, obtaining a disability rating for it can be challenging as it is not easily seen or measured. Moreover, the VA’s rules regarding sinusitis differ from other wartime injuries. If you are suffering from this, you need a veteran’s disability claims attorney. Marc Whitehead & Associates is […]
What Not to Say in a Long-Term Disability Interview
When you submit a claim for long-term disability benefits under your group or a private disability insurance plan, it is likely that the insurance company will want to learn more about your condition and the reasons behind your inability to work and will give you a call to discuss. Unfortunately, the primary aim of the […]
What are the Steps in Providing Information to Support My Long-Term Disability Claim?Â
If you have an injury or disability that will prevent you from working for an extended period, you should not hesitate to submit a claim for long-term disability benefits. Your policy may be from your employer or a private long-term disability insurance plan. While notifying your employer is the first step in that process, the […]
What Can Cause Delays in the Long-Term Disability Claims Process?Â
Private insurance companies generally take six weeks to six months to approve or deny claims for long-term disability benefits. When you are unable to work, that delay can leave you without resources to pay your bills and daily living expenses. An experienced long-term disability lawyer understands the typical causes of delays in processing long-term disability […]
What Does a Disability Lawyer Do?
You are not required to hire a lawyer for long-term disability applications. However, the process is very complex. At Marc Whitehead & Associates, we believe that hiring legal representation is usually the wisest and most efficient choice. If you have a group disability plan from your employer, it is governed by ERISA. You need a […]
How to Appeal an ERISA LTD Denial
Before you can appeal an ERISA long-term disability denial, you must exhaust all of your administrative appeals. That means you must file an administrative appeal with your insurance company before you can pursue a court case. If your denial is upheld on appeal, you can then proceed with a lawsuit. Gather evidence in support of […]
Veterans Benefits for Assisted Living
When veterans need help with daily functioning, they become eligible for increases to their VA pension known as the Aid and Attendance and Housebound Allowances. Aid and Attendance is sometimes called the Assisted Living benefit because it is often used in assisted living facilities. In addition to helping with the costs of assisted living, money […]
Four Signs Your Disability Claim Will Be Approved
The four signs that your disability claim will be approved include the following. You have a disability recognized by the SSA’s Blue Book listing, you have the required work history, and you haven’t been able to work for 12 months. Finally, you have retained a lawyer because experienced legal counsel could give you the insight […]