In this day and age of government cutbacks and close scrutiny into everything to see where money can be saved, it should come as no surprise that a lot of people are looking into Social Security Disability insurance. Is it really needed? Does it truly help?Back in July, an Urban Institute Brief was released that asked those very questions. For anyone who has ever received disability benefits or worked with claimants, the answers won’t be surprising: not only does SSDI help, it’s vital to millions of Americans and their families. Of course, simply saying that probably isn’t enough to convince …