The Disability Claims Denial Attorneys at Marc Whitehead & Associates have successfully represented numerous The Hartford policyholders all over the U.S. in their disputes with the insurance company over unjust denials and terminations of disability benefits.
The Hartford Financial Services Group, Inc. was founded in 1810 and is one of the world’s oldest and largest providers of group and employee benefits, life insurance, business insurance, auto and homeowners insurance. A Fortune 500 company, The Hartford is ranked No. 1 in fully insured disability sales and the No. 2 group life and disability insurer. According to their website, The Hartford’s 2018 revenues totaled $19 billion.
In recent years, The Hartford has greatly expanded its group benefits business, including the acquisition of CNA’s group disability business, as well as CNA’s group life and accident services, in 2004.
A Look at The Hartford’s Process for Denying Disability Claims
Unfortunately, a lot of policyholders who have purchased one of The Hartford’s group disability plans through their employers often experience difficulties, delays and denials when they file a claim for long or short term disability benefits:
- Claimants are faced with continuing requests for medical records, followed by unreasonable delays on the part of The Hartford to make a decision.
- Policyholders frequently allege that The Hartford resorts to surveillance and other invasive investigations in order to capture claimants in actions that could in some way be used to substantiate The Hartford disability claims denial or termination of benefits.
- Disputes are common with allegations that The Hartford uses physicians paid by The Hartford to review and evaluate a claimant’s medical records; allegations against The Hartford also state the company uses adjusters to take the statements of disability victims in a manner unbeneficial to the victim.
Many federal lawsuits have been filed throughout the United States allege wrongful conduct by this insurance company in their handling of disability claims. Marc Whitehead & Associates has acted on behalf of several The Hartford policyholders who have been forced to file suit against the company in federal court to get the benefits they were owed.
Get Help from an Experienced The Hartford Disability Claims Lawyer
The Hartford’s group (employer-provided) short term and long term disability insurance are governed by the Employee Retirement Income Security Act of 1974, also known as ERISA. Among other things, ERISA gives policyholders the right to appeal a decision to deny disability benefits by The Hartford or other insurers.
Disability claims are frequently denied by The Hartford the first time around, only to be approved once the victim retains a disability attorney to fight on their behalf. Marc Whitehead & Associates has extensive knowledge of complex ERISA law and how it works to protect your rights. We provide effective representation to claimants by filing thorough and aggressive ERISA appeals, with meticulous attention paid to vocational analysis, medical records, statements of witnesses and all other legal arguments. We’ve handled thousands of ERISA group disability claim appeals, obtaining the benefits our clients deserve after being unfairly denied.
Don’t let the stress of The Hartford’s disability claims process discourage you from getting the benefits you deserve and paid for. That’s what they want! Before you give up, call Marc Whitehead & Associates at 800-562-9830 to schedule a consultation with a one of our The Hartford disability claims attorneys. We’re prepared to fight on your behalf, even if it means taking The Hartford to Federal Court.