Lawsuits against Unum, the disability insurance giant, have been the topic of TV news coverage, a multi-state investigation, state insurance commissioners, and years of negative press. More regrettably, this is also a topic around the kitchen table of many of its own policy holders whose claims were unfairly denied.
Unum sells short-term and long-term disability coverage. Many disability lawsuits against Unum fall under federal ERISA guidelines which govern group insurance benefits. Other actions against Unum include bad faith lawsuits in the matter of claims denied or terminated under individual disability coverage.
If you have been denied disability payments by Unum, you’re not alone. With Unum’s history of claims denial, it’s no surprise that lawsuits against Unum cross our desks on a steady basis.